▼ 0.50% · 3.625%
HK$18,304
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,873
−HK$578/mo
Today · 4.125%
HK$19,451
baseline
▲ 0.50% · 4.625%
HK$20,635
+HK$1,184/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,902/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,363
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,909
−HK$554/mo
Today · 4.125%
HK$21,463
baseline
▲ 0.50% · 4.625%
HK$22,594
+HK$1,131/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,926/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,134
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,760
−HK$636/mo
Today · 4.125%
HK$21,396
baseline
▲ 0.50% · 4.625%
HK$22,698
+HK$1,302/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,792/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,399
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,999
−HK$610/mo
Today · 4.125%
HK$23,609
baseline
▲ 0.50% · 4.625%
HK$24,853
+HK$1,244/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,218/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,964
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,647
−HK$695/mo
Today · 4.125%
HK$23,342
baseline
▲ 0.50% · 4.625%
HK$24,762
+HK$1,420/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,684/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,435
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,090
−HK$665/mo
Today · 4.125%
HK$25,755
baseline
▲ 0.50% · 4.625%
HK$27,113
+HK$1,358/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,510/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,795
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,535
−HK$752/mo
Today · 4.125%
HK$25,287
baseline
▲ 0.50% · 4.625%
HK$26,825
+HK$1,538/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,574/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,471
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,181
−HK$720/mo
Today · 4.125%
HK$27,901
baseline
▲ 0.50% · 4.625%
HK$29,372
+HK$1,471/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,802/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,625
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,422
−HK$810/mo
Today · 4.125%
HK$27,232
baseline
▲ 0.50% · 4.625%
HK$28,889
+HK$1,657/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,464/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,508
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,272
−HK$776/mo
Today · 4.125%
HK$30,048
baseline
▲ 0.50% · 4.625%
HK$31,632
+HK$1,584/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,096/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,455
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,309
−HK$868/mo
Today · 4.125%
HK$29,177
baseline
▲ 0.50% · 4.625%
HK$30,952
+HK$1,775/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,354/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,544
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,363
−HK$831/mo
Today · 4.125%
HK$32,194
baseline
▲ 0.50% · 4.625%
HK$33,891
+HK$1,697/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,388/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,286
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,197
−HK$925/mo
Today · 4.125%
HK$31,122
baseline
▲ 0.50% · 4.625%
HK$33,016
+HK$1,894/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$62,244/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,580
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,454
−HK$886/mo
Today · 4.125%
HK$34,340
baseline
▲ 0.50% · 4.625%
HK$36,150
+HK$1,810/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$68,680/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,116
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,084
−HK$983/mo
Today · 4.125%
HK$33,067
baseline
▲ 0.50% · 4.625%
HK$35,079
+HK$2,012/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,134/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,616
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,545
−HK$941/mo
Today · 4.125%
HK$36,486
baseline
▲ 0.50% · 4.625%
HK$38,410
+HK$1,924/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,972/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,946
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,971
−HK$1,041/mo
Today · 4.125%
HK$35,012
baseline
▲ 0.50% · 4.625%
HK$37,143
+HK$2,131/mo
Deposit HK$803K · loan HK$7.22M · min. income ≈ HK$70,024/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,653
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,636
−HK$997/mo
Today · 4.125%
HK$38,633
baseline
▲ 0.50% · 4.625%
HK$40,669
+HK$2,036/mo
Deposit HK$803K · loan HK$7.22M · min. income ≈ HK$77,266/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,810 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).