▼ 0.50% · 3.625%
HK$3,229
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,329
−HK$102/mo
Today · 4.125%
HK$3,431
baseline
▲ 0.50% · 4.625%
HK$3,640
+HK$209/mo
Deposit HK$708K · loan HK$708K · min. income ≈ HK$6,862/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,592
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,688
−HK$98/mo
Today · 4.125%
HK$3,786
baseline
▲ 0.50% · 4.625%
HK$3,986
+HK$200/mo
Deposit HK$708K · loan HK$708K · min. income ≈ HK$7,572/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,552
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,662
−HK$112/mo
Today · 4.125%
HK$3,774
baseline
▲ 0.50% · 4.625%
HK$4,004
+HK$230/mo
Deposit HK$637K · loan HK$779K · min. income ≈ HK$7,548/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,951
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,057
−HK$108/mo
Today · 4.125%
HK$4,165
baseline
▲ 0.50% · 4.625%
HK$4,384
+HK$219/mo
Deposit HK$637K · loan HK$779K · min. income ≈ HK$8,330/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,874
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,995
−HK$122/mo
Today · 4.125%
HK$4,117
baseline
▲ 0.50% · 4.625%
HK$4,368
+HK$251/mo
Deposit HK$566K · loan HK$850K · min. income ≈ HK$8,234/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,310
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,426
−HK$117/mo
Today · 4.125%
HK$4,543
baseline
▲ 0.50% · 4.625%
HK$4,783
+HK$240/mo
Deposit HK$566K · loan HK$850K · min. income ≈ HK$9,086/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,197
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,328
−HK$133/mo
Today · 4.125%
HK$4,461
baseline
▲ 0.50% · 4.625%
HK$4,732
+HK$271/mo
Deposit HK$496K · loan HK$920K · min. income ≈ HK$8,922/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,669
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,795
−HK$127/mo
Today · 4.125%
HK$4,922
baseline
▲ 0.50% · 4.625%
HK$5,181
+HK$259/mo
Deposit HK$496K · loan HK$920K · min. income ≈ HK$9,844/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,520
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,661
−HK$143/mo
Today · 4.125%
HK$4,804
baseline
▲ 0.50% · 4.625%
HK$5,096
+HK$292/mo
Deposit HK$425K · loan HK$991K · min. income ≈ HK$9,608/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,029
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$136/mo
Today · 4.125%
HK$5,300
baseline
▲ 0.50% · 4.625%
HK$5,580
+HK$280/mo
Deposit HK$425K · loan HK$991K · min. income ≈ HK$10,600/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,843
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,994
−HK$153/mo
Today · 4.125%
HK$5,147
baseline
▲ 0.50% · 4.625%
HK$5,460
+HK$313/mo
Deposit HK$354K · loan HK$1.06M · min. income ≈ HK$10,294/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,388
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,532
−HK$147/mo
Today · 4.125%
HK$5,679
baseline
▲ 0.50% · 4.625%
HK$5,978
+HK$299/mo
Deposit HK$354K · loan HK$1.06M · min. income ≈ HK$11,358/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,166
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,327
−HK$163/mo
Today · 4.125%
HK$5,490
baseline
▲ 0.50% · 4.625%
HK$5,824
+HK$334/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$10,980/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,747
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,901
−HK$157/mo
Today · 4.125%
HK$6,058
baseline
▲ 0.50% · 4.625%
HK$6,377
+HK$319/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$12,116/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,489
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,660
−HK$173/mo
Today · 4.125%
HK$5,833
baseline
▲ 0.50% · 4.625%
HK$6,188
+HK$355/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$11,666/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,106
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,270
−HK$166/mo
Today · 4.125%
HK$6,436
baseline
▲ 0.50% · 4.625%
HK$6,775
+HK$339/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$12,872/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,812
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,992
−HK$184/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,552
+HK$376/mo
Deposit HK$142K · loan HK$1.27M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,465
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,639
−HK$176/mo
Today · 4.125%
HK$6,815
baseline
▲ 0.50% · 4.625%
HK$7,174
+HK$359/mo
Deposit HK$142K · loan HK$1.27M · min. income ≈ HK$13,630/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).