▼ 0.50% · 3.625%
HK$4,480
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,619
−HK$142/mo
Today · 4.125%
HK$4,761
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$290/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$9,522/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,984
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,118
−HK$135/mo
Today · 4.125%
HK$5,253
baseline
▲ 0.50% · 4.625%
HK$5,530
+HK$277/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$10,506/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,928
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,081
−HK$156/mo
Today · 4.125%
HK$5,237
baseline
▲ 0.50% · 4.625%
HK$5,556
+HK$319/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$10,474/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,482
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,629
−HK$150/mo
Today · 4.125%
HK$5,779
baseline
▲ 0.50% · 4.625%
HK$6,083
+HK$304/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$11,558/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,376
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,543
−HK$170/mo
Today · 4.125%
HK$5,713
baseline
▲ 0.50% · 4.625%
HK$6,061
+HK$348/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$11,426/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,981
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,141
−HK$163/mo
Today · 4.125%
HK$6,304
baseline
▲ 0.50% · 4.625%
HK$6,636
+HK$332/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$12,608/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,824
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,005
−HK$184/mo
Today · 4.125%
HK$6,189
baseline
▲ 0.50% · 4.625%
HK$6,566
+HK$377/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$12,378/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,479
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,653
−HK$176/mo
Today · 4.125%
HK$6,829
baseline
▲ 0.50% · 4.625%
HK$7,189
+HK$360/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$13,658/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,272
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,467
−HK$198/mo
Today · 4.125%
HK$6,665
baseline
▲ 0.50% · 4.625%
HK$7,071
+HK$406/mo
Deposit HK$589K · loan HK$1.38M · min. income ≈ HK$13,330/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,978
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,165
−HK$190/mo
Today · 4.125%
HK$7,355
baseline
▲ 0.50% · 4.625%
HK$7,742
+HK$387/mo
Deposit HK$589K · loan HK$1.38M · min. income ≈ HK$14,710/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,720
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,929
−HK$213/mo
Today · 4.125%
HK$7,142
baseline
▲ 0.50% · 4.625%
HK$7,576
+HK$434/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,284/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,476
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,677
−HK$203/mo
Today · 4.125%
HK$7,880
baseline
▲ 0.50% · 4.625%
HK$8,295
+HK$415/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,760/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,168
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,391
−HK$227/mo
Today · 4.125%
HK$7,618
baseline
▲ 0.50% · 4.625%
HK$8,081
+HK$463/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,236/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,974
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,188
−HK$217/mo
Today · 4.125%
HK$8,405
baseline
▲ 0.50% · 4.625%
HK$8,848
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,810/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,616
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,853
−HK$241/mo
Today · 4.125%
HK$8,094
baseline
▲ 0.50% · 4.625%
HK$8,586
+HK$492/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,188/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,473
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,700
−HK$231/mo
Today · 4.125%
HK$8,931
baseline
▲ 0.50% · 4.625%
HK$9,401
+HK$470/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,862/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,064
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,315
−HK$255/mo
Today · 4.125%
HK$8,570
baseline
▲ 0.50% · 4.625%
HK$9,091
+HK$521/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,140/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,971
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,212
−HK$244/mo
Today · 4.125%
HK$9,456
baseline
▲ 0.50% · 4.625%
HK$9,954
+HK$498/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,912/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).