▼ 0.50% · 3.625%
HK$4,391
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,528
−HK$139/mo
Today · 4.125%
HK$4,667
baseline
▲ 0.50% · 4.625%
HK$4,951
+HK$284/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$9,334/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,016
−HK$133/mo
Today · 4.125%
HK$5,149
baseline
▲ 0.50% · 4.625%
HK$5,421
+HK$272/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$10,298/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,981
−HK$152/mo
Today · 4.125%
HK$5,133
baseline
▲ 0.50% · 4.625%
HK$5,446
+HK$313/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$10,266/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,518
−HK$146/mo
Today · 4.125%
HK$5,664
baseline
▲ 0.50% · 4.625%
HK$5,963
+HK$299/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$11,328/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,270
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,433
−HK$167/mo
Today · 4.125%
HK$5,600
baseline
▲ 0.50% · 4.625%
HK$5,941
+HK$341/mo
Deposit HK$770K · loan HK$1.16M · min. income ≈ HK$11,200/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,862
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,020
−HK$159/mo
Today · 4.125%
HK$6,179
baseline
▲ 0.50% · 4.625%
HK$6,505
+HK$326/mo
Deposit HK$770K · loan HK$1.16M · min. income ≈ HK$12,358/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,709
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,886
−HK$181/mo
Today · 4.125%
HK$6,067
baseline
▲ 0.50% · 4.625%
HK$6,436
+HK$369/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$12,134/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,351
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,521
−HK$173/mo
Today · 4.125%
HK$6,694
baseline
▲ 0.50% · 4.625%
HK$7,047
+HK$353/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$13,388/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,148
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,339
−HK$194/mo
Today · 4.125%
HK$6,533
baseline
▲ 0.50% · 4.625%
HK$6,931
+HK$398/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$13,066/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,839
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,023
−HK$186/mo
Today · 4.125%
HK$7,209
baseline
▲ 0.50% · 4.625%
HK$7,589
+HK$380/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$14,418/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,587
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,792
−HK$208/mo
Today · 4.125%
HK$7,000
baseline
▲ 0.50% · 4.625%
HK$7,426
+HK$426/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$14,000/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,328
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,524
−HK$200/mo
Today · 4.125%
HK$7,724
baseline
▲ 0.50% · 4.625%
HK$8,131
+HK$407/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$15,448/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,026
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,245
−HK$222/mo
Today · 4.125%
HK$7,467
baseline
▲ 0.50% · 4.625%
HK$7,921
+HK$454/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,934/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,816
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,026
−HK$213/mo
Today · 4.125%
HK$8,239
baseline
▲ 0.50% · 4.625%
HK$8,673
+HK$434/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,478/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,465
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,697
−HK$236/mo
Today · 4.125%
HK$7,933
baseline
▲ 0.50% · 4.625%
HK$8,416
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,866/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,305
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,528
−HK$226/mo
Today · 4.125%
HK$8,754
baseline
▲ 0.50% · 4.625%
HK$9,215
+HK$461/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,508/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,904
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,150
−HK$250/mo
Today · 4.125%
HK$8,400
baseline
▲ 0.50% · 4.625%
HK$8,911
+HK$511/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$16,800/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,793
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,029
−HK$240/mo
Today · 4.125%
HK$9,269
baseline
▲ 0.50% · 4.625%
HK$9,757
+HK$488/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$18,538/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).