▼ 0.50% · 3.625%
HK$3,952
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,075
−HK$125/mo
Today · 4.125%
HK$4,200
baseline
▲ 0.50% · 4.625%
HK$4,455
+HK$255/mo
Deposit HK$867K · loan HK$867K · min. income ≈ HK$8,400/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,396
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,514
−HK$120/mo
Today · 4.125%
HK$4,634
baseline
▲ 0.50% · 4.625%
HK$4,878
+HK$244/mo
Deposit HK$867K · loan HK$867K · min. income ≈ HK$9,268/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,347
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,482
−HK$138/mo
Today · 4.125%
HK$4,620
baseline
▲ 0.50% · 4.625%
HK$4,901
+HK$281/mo
Deposit HK$780K · loan HK$953K · min. income ≈ HK$9,240/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,836
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,966
−HK$131/mo
Today · 4.125%
HK$5,097
baseline
▲ 0.50% · 4.625%
HK$5,366
+HK$269/mo
Deposit HK$780K · loan HK$953K · min. income ≈ HK$10,194/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,742
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$150/mo
Today · 4.125%
HK$5,040
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$306/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$10,080/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,276
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,417
−HK$144/mo
Today · 4.125%
HK$5,561
baseline
▲ 0.50% · 4.625%
HK$5,854
+HK$293/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$11,122/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,138
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,297
−HK$163/mo
Today · 4.125%
HK$5,460
baseline
▲ 0.50% · 4.625%
HK$5,792
+HK$332/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$10,920/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,715
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,869
−HK$155/mo
Today · 4.125%
HK$6,024
baseline
▲ 0.50% · 4.625%
HK$6,342
+HK$318/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$12,048/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,533
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$175/mo
Today · 4.125%
HK$5,880
baseline
▲ 0.50% · 4.625%
HK$6,237
+HK$357/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$11,760/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,155
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,320
−HK$168/mo
Today · 4.125%
HK$6,488
baseline
▲ 0.50% · 4.625%
HK$6,830
+HK$342/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$12,976/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,928
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$188/mo
Today · 4.125%
HK$6,300
baseline
▲ 0.50% · 4.625%
HK$6,683
+HK$383/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,600/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,595
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,772
−HK$179/mo
Today · 4.125%
HK$6,951
baseline
▲ 0.50% · 4.625%
HK$7,317
+HK$366/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,902/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,323
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,520
−HK$200/mo
Today · 4.125%
HK$6,720
baseline
▲ 0.50% · 4.625%
HK$7,128
+HK$408/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,440/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,034
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,223
−HK$191/mo
Today · 4.125%
HK$7,414
baseline
▲ 0.50% · 4.625%
HK$7,805
+HK$391/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,828/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,718
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,927
−HK$213/mo
Today · 4.125%
HK$7,140
baseline
▲ 0.50% · 4.625%
HK$7,574
+HK$434/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,280/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,474
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,674
−HK$204/mo
Today · 4.125%
HK$7,878
baseline
▲ 0.50% · 4.625%
HK$8,293
+HK$415/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,756/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,113
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,335
−HK$225/mo
Today · 4.125%
HK$7,560
baseline
▲ 0.50% · 4.625%
HK$8,020
+HK$460/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,120/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,914
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,126
−HK$215/mo
Today · 4.125%
HK$8,341
baseline
▲ 0.50% · 4.625%
HK$8,781
+HK$440/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,682/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).