▼ 0.50% · 3.625%
HK$4,441
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,579
−HK$141/mo
Today · 4.125%
HK$4,720
baseline
▲ 0.50% · 4.625%
HK$5,007
+HK$287/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$9,440/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,941
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$135/mo
Today · 4.125%
HK$5,208
baseline
▲ 0.50% · 4.625%
HK$5,482
+HK$274/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$10,416/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$155/mo
Today · 4.125%
HK$5,192
baseline
▲ 0.50% · 4.625%
HK$5,508
+HK$316/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$10,384/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,435
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,581
−HK$148/mo
Today · 4.125%
HK$5,729
baseline
▲ 0.50% · 4.625%
HK$6,031
+HK$302/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$11,458/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,330
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,495
−HK$169/mo
Today · 4.125%
HK$5,664
baseline
▲ 0.50% · 4.625%
HK$6,008
+HK$344/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$11,328/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,929
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,088
−HK$161/mo
Today · 4.125%
HK$6,249
baseline
▲ 0.50% · 4.625%
HK$6,579
+HK$330/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$12,498/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,774
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,953
−HK$183/mo
Today · 4.125%
HK$6,136
baseline
▲ 0.50% · 4.625%
HK$6,509
+HK$373/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$12,272/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,423
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,595
−HK$175/mo
Today · 4.125%
HK$6,770
baseline
▲ 0.50% · 4.625%
HK$7,127
+HK$357/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$13,540/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,218
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,411
−HK$197/mo
Today · 4.125%
HK$6,608
baseline
▲ 0.50% · 4.625%
HK$7,010
+HK$402/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$13,216/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,917
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,103
−HK$188/mo
Today · 4.125%
HK$7,291
baseline
▲ 0.50% · 4.625%
HK$7,675
+HK$384/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$14,582/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,662
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$211/mo
Today · 4.125%
HK$7,080
baseline
▲ 0.50% · 4.625%
HK$7,511
+HK$431/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,160/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,411
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,610
−HK$202/mo
Today · 4.125%
HK$7,812
baseline
▲ 0.50% · 4.625%
HK$8,224
+HK$412/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,624/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,106
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,327
−HK$225/mo
Today · 4.125%
HK$7,552
baseline
▲ 0.50% · 4.625%
HK$8,011
+HK$459/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,104/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,905
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,117
−HK$216/mo
Today · 4.125%
HK$8,333
baseline
▲ 0.50% · 4.625%
HK$8,772
+HK$439/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,666/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,550
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,785
−HK$239/mo
Today · 4.125%
HK$8,024
baseline
▲ 0.50% · 4.625%
HK$8,512
+HK$488/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$16,048/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,400
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,625
−HK$228/mo
Today · 4.125%
HK$8,853
baseline
▲ 0.50% · 4.625%
HK$9,320
+HK$467/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$17,706/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,994
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,243
−HK$253/mo
Today · 4.125%
HK$8,496
baseline
▲ 0.50% · 4.625%
HK$9,013
+HK$517/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$16,992/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,894
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,132
−HK$242/mo
Today · 4.125%
HK$9,374
baseline
▲ 0.50% · 4.625%
HK$9,868
+HK$494/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,748/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).