▼ 0.50% · 3.625%
HK$3,950
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,073
−HK$124/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,453
+HK$256/mo
Deposit HK$866K · loan HK$866K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,394
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,512
−HK$119/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,876
+HK$245/mo
Deposit HK$866K · loan HK$866K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,345
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,480
−HK$137/mo
Today · 4.125%
HK$4,617
baseline
▲ 0.50% · 4.625%
HK$4,898
+HK$281/mo
Deposit HK$779K · loan HK$953K · min. income ≈ HK$9,234/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,833
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,963
−HK$132/mo
Today · 4.125%
HK$5,095
baseline
▲ 0.50% · 4.625%
HK$5,363
+HK$268/mo
Deposit HK$779K · loan HK$953K · min. income ≈ HK$10,190/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,740
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,887
−HK$150/mo
Today · 4.125%
HK$5,037
baseline
▲ 0.50% · 4.625%
HK$5,343
+HK$306/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$10,074/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,273
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,414
−HK$144/mo
Today · 4.125%
HK$5,558
baseline
▲ 0.50% · 4.625%
HK$5,851
+HK$293/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$11,116/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,135
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,294
−HK$163/mo
Today · 4.125%
HK$5,457
baseline
▲ 0.50% · 4.625%
HK$5,789
+HK$332/mo
Deposit HK$606K · loan HK$1.13M · min. income ≈ HK$10,914/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,712
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,865
−HK$156/mo
Today · 4.125%
HK$6,021
baseline
▲ 0.50% · 4.625%
HK$6,338
+HK$317/mo
Deposit HK$606K · loan HK$1.13M · min. income ≈ HK$12,042/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,530
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,702
−HK$174/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,234
+HK$358/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,152
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,317
−HK$167/mo
Today · 4.125%
HK$6,484
baseline
▲ 0.50% · 4.625%
HK$6,826
+HK$342/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$12,968/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,925
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,109
−HK$187/mo
Today · 4.125%
HK$6,296
baseline
▲ 0.50% · 4.625%
HK$6,679
+HK$383/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,592/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,591
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,768
−HK$179/mo
Today · 4.125%
HK$6,947
baseline
▲ 0.50% · 4.625%
HK$7,313
+HK$366/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,894/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,320
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,516
−HK$200/mo
Today · 4.125%
HK$6,716
baseline
▲ 0.50% · 4.625%
HK$7,124
+HK$408/mo
Deposit HK$346K · loan HK$1.39M · min. income ≈ HK$13,432/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,030
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,219
−HK$191/mo
Today · 4.125%
HK$7,410
baseline
▲ 0.50% · 4.625%
HK$7,801
+HK$391/mo
Deposit HK$346K · loan HK$1.39M · min. income ≈ HK$14,820/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,923
−HK$213/mo
Today · 4.125%
HK$7,136
baseline
▲ 0.50% · 4.625%
HK$7,570
+HK$434/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,272/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,470
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,670
−HK$203/mo
Today · 4.125%
HK$7,873
baseline
▲ 0.50% · 4.625%
HK$8,288
+HK$415/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,746/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,109
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,331
−HK$224/mo
Today · 4.125%
HK$7,555
baseline
▲ 0.50% · 4.625%
HK$8,015
+HK$460/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,110/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,909
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,121
−HK$216/mo
Today · 4.125%
HK$8,337
baseline
▲ 0.50% · 4.625%
HK$8,776
+HK$439/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,674/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).