▼ 0.50% · 3.625%
HK$4,130
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,259
−HK$130/mo
Today · 4.125%
HK$4,389
baseline
▲ 0.50% · 4.625%
HK$4,656
+HK$267/mo
Deposit HK$906K · loan HK$906K · min. income ≈ HK$8,778/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,595
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,718
−HK$125/mo
Today · 4.125%
HK$4,843
baseline
▲ 0.50% · 4.625%
HK$5,098
+HK$255/mo
Deposit HK$906K · loan HK$906K · min. income ≈ HK$9,686/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,543
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,685
−HK$143/mo
Today · 4.125%
HK$4,828
baseline
▲ 0.50% · 4.625%
HK$5,122
+HK$294/mo
Deposit HK$815K · loan HK$996K · min. income ≈ HK$9,656/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,054
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,190
−HK$137/mo
Today · 4.125%
HK$5,327
baseline
▲ 0.50% · 4.625%
HK$5,608
+HK$281/mo
Deposit HK$815K · loan HK$996K · min. income ≈ HK$10,654/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,956
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,110
−HK$157/mo
Today · 4.125%
HK$5,267
baseline
▲ 0.50% · 4.625%
HK$5,588
+HK$321/mo
Deposit HK$725K · loan HK$1.09M · min. income ≈ HK$10,534/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,514
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,662
−HK$150/mo
Today · 4.125%
HK$5,812
baseline
▲ 0.50% · 4.625%
HK$6,118
+HK$306/mo
Deposit HK$725K · loan HK$1.09M · min. income ≈ HK$11,624/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,369
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,536
−HK$170/mo
Today · 4.125%
HK$5,706
baseline
▲ 0.50% · 4.625%
HK$6,053
+HK$347/mo
Deposit HK$634K · loan HK$1.18M · min. income ≈ HK$11,412/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,973
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,134
−HK$162/mo
Today · 4.125%
HK$6,296
baseline
▲ 0.50% · 4.625%
HK$6,628
+HK$332/mo
Deposit HK$634K · loan HK$1.18M · min. income ≈ HK$12,592/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,782
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,962
−HK$183/mo
Today · 4.125%
HK$6,145
baseline
▲ 0.50% · 4.625%
HK$6,519
+HK$374/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$12,290/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,433
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,605
−HK$175/mo
Today · 4.125%
HK$6,780
baseline
▲ 0.50% · 4.625%
HK$7,138
+HK$358/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$13,560/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,195
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,388
−HK$196/mo
Today · 4.125%
HK$6,584
baseline
▲ 0.50% · 4.625%
HK$6,984
+HK$400/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$13,168/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,892
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,077
−HK$188/mo
Today · 4.125%
HK$7,265
baseline
▲ 0.50% · 4.625%
HK$7,648
+HK$383/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$14,530/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,608
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,814
−HK$209/mo
Today · 4.125%
HK$7,023
baseline
▲ 0.50% · 4.625%
HK$7,450
+HK$427/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$14,046/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,352
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,549
−HK$200/mo
Today · 4.125%
HK$7,749
baseline
▲ 0.50% · 4.625%
HK$8,157
+HK$408/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$15,498/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,021
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,240
−HK$222/mo
Today · 4.125%
HK$7,462
baseline
▲ 0.50% · 4.625%
HK$7,916
+HK$454/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,924/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,811
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,021
−HK$212/mo
Today · 4.125%
HK$8,233
baseline
▲ 0.50% · 4.625%
HK$8,667
+HK$434/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,466/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,434
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,666
−HK$235/mo
Today · 4.125%
HK$7,901
baseline
▲ 0.50% · 4.625%
HK$8,381
+HK$480/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,802/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,271
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,493
−HK$225/mo
Today · 4.125%
HK$8,718
baseline
▲ 0.50% · 4.625%
HK$9,177
+HK$459/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,436/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).