▼ 0.50% · 3.625%
HK$4,067
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,194
−HK$128/mo
Today · 4.125%
HK$4,322
baseline
▲ 0.50% · 4.625%
HK$4,585
+HK$263/mo
Deposit HK$892K · loan HK$892K · min. income ≈ HK$8,644/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,525
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,646
−HK$123/mo
Today · 4.125%
HK$4,769
baseline
▲ 0.50% · 4.625%
HK$5,020
+HK$251/mo
Deposit HK$892K · loan HK$892K · min. income ≈ HK$9,538/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$141/mo
Today · 4.125%
HK$4,754
baseline
▲ 0.50% · 4.625%
HK$5,044
+HK$290/mo
Deposit HK$803K · loan HK$981K · min. income ≈ HK$9,508/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,110
−HK$136/mo
Today · 4.125%
HK$5,246
baseline
▲ 0.50% · 4.625%
HK$5,522
+HK$276/mo
Deposit HK$803K · loan HK$981K · min. income ≈ HK$10,492/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,880
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,032
−HK$154/mo
Today · 4.125%
HK$5,186
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$316/mo
Deposit HK$713K · loan HK$1.07M · min. income ≈ HK$10,372/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,429
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$148/mo
Today · 4.125%
HK$5,723
baseline
▲ 0.50% · 4.625%
HK$6,024
+HK$301/mo
Deposit HK$713K · loan HK$1.07M · min. income ≈ HK$11,446/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,287
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,452
−HK$167/mo
Today · 4.125%
HK$5,619
baseline
▲ 0.50% · 4.625%
HK$5,961
+HK$342/mo
Deposit HK$624K · loan HK$1.16M · min. income ≈ HK$11,238/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,882
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,040
−HK$160/mo
Today · 4.125%
HK$6,200
baseline
▲ 0.50% · 4.625%
HK$6,526
+HK$326/mo
Deposit HK$624K · loan HK$1.16M · min. income ≈ HK$12,400/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,694
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,871
−HK$180/mo
Today · 4.125%
HK$6,051
baseline
▲ 0.50% · 4.625%
HK$6,419
+HK$368/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$12,102/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,334
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,504
−HK$173/mo
Today · 4.125%
HK$6,677
baseline
▲ 0.50% · 4.625%
HK$7,028
+HK$351/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$13,354/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,101
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,290
−HK$193/mo
Today · 4.125%
HK$6,483
baseline
▲ 0.50% · 4.625%
HK$6,878
+HK$395/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$12,966/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,787
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,969
−HK$184/mo
Today · 4.125%
HK$7,153
baseline
▲ 0.50% · 4.625%
HK$7,531
+HK$378/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$14,306/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,507
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,710
−HK$205/mo
Today · 4.125%
HK$6,915
baseline
▲ 0.50% · 4.625%
HK$7,336
+HK$421/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,830/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,239
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,433
−HK$197/mo
Today · 4.125%
HK$7,630
baseline
▲ 0.50% · 4.625%
HK$8,033
+HK$403/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,260/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,914
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,129
−HK$218/mo
Today · 4.125%
HK$7,347
baseline
▲ 0.50% · 4.625%
HK$7,795
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,694/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,692
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,898
−HK$209/mo
Today · 4.125%
HK$8,107
baseline
▲ 0.50% · 4.625%
HK$8,535
+HK$428/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,214/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,321
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,548
−HK$232/mo
Today · 4.125%
HK$7,780
baseline
▲ 0.50% · 4.625%
HK$8,253
+HK$473/mo
Deposit HK$178K · loan HK$1.61M · min. income ≈ HK$15,560/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,144
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,363
−HK$221/mo
Today · 4.125%
HK$8,584
baseline
▲ 0.50% · 4.625%
HK$9,037
+HK$453/mo
Deposit HK$178K · loan HK$1.61M · min. income ≈ HK$17,168/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).