▼ 0.50% · 3.625%
HK$3,918
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,040
−HK$124/mo
Today · 4.125%
HK$4,164
baseline
▲ 0.50% · 4.625%
HK$4,417
+HK$253/mo
Deposit HK$859K · loan HK$859K · min. income ≈ HK$8,328/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,359
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,476
−HK$118/mo
Today · 4.125%
HK$4,594
baseline
▲ 0.50% · 4.625%
HK$4,837
+HK$243/mo
Deposit HK$859K · loan HK$859K · min. income ≈ HK$9,188/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,310
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,444
−HK$136/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,859
+HK$279/mo
Deposit HK$773K · loan HK$945K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,795
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$131/mo
Today · 4.125%
HK$5,054
baseline
▲ 0.50% · 4.625%
HK$5,320
+HK$266/mo
Deposit HK$773K · loan HK$945K · min. income ≈ HK$10,108/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,702
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,848
−HK$149/mo
Today · 4.125%
HK$4,997
baseline
▲ 0.50% · 4.625%
HK$5,301
+HK$304/mo
Deposit HK$687K · loan HK$1.03M · min. income ≈ HK$9,994/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,231
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,371
−HK$142/mo
Today · 4.125%
HK$5,513
baseline
▲ 0.50% · 4.625%
HK$5,804
+HK$291/mo
Deposit HK$687K · loan HK$1.03M · min. income ≈ HK$11,026/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,094
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,252
−HK$161/mo
Today · 4.125%
HK$5,413
baseline
▲ 0.50% · 4.625%
HK$5,742
+HK$329/mo
Deposit HK$601K · loan HK$1.12M · min. income ≈ HK$10,826/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,667
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,819
−HK$154/mo
Today · 4.125%
HK$5,973
baseline
▲ 0.50% · 4.625%
HK$6,288
+HK$315/mo
Deposit HK$601K · loan HK$1.12M · min. income ≈ HK$11,946/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,485
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,656
−HK$173/mo
Today · 4.125%
HK$5,829
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$355/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$11,658/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,102
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,266
−HK$166/mo
Today · 4.125%
HK$6,432
baseline
▲ 0.50% · 4.625%
HK$6,771
+HK$339/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$12,864/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,877
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,060
−HK$186/mo
Today · 4.125%
HK$6,246
baseline
▲ 0.50% · 4.625%
HK$6,626
+HK$380/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$12,492/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,538
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,714
−HK$178/mo
Today · 4.125%
HK$6,892
baseline
▲ 0.50% · 4.625%
HK$7,255
+HK$363/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$13,784/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,269
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,464
−HK$198/mo
Today · 4.125%
HK$6,662
baseline
▲ 0.50% · 4.625%
HK$7,068
+HK$406/mo
Deposit HK$344K · loan HK$1.37M · min. income ≈ HK$13,324/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,974
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,161
−HK$190/mo
Today · 4.125%
HK$7,351
baseline
▲ 0.50% · 4.625%
HK$7,739
+HK$388/mo
Deposit HK$344K · loan HK$1.37M · min. income ≈ HK$14,702/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,661
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,868
−HK$211/mo
Today · 4.125%
HK$7,079
baseline
▲ 0.50% · 4.625%
HK$7,509
+HK$430/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,158/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,410
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,609
−HK$201/mo
Today · 4.125%
HK$7,810
baseline
▲ 0.50% · 4.625%
HK$8,222
+HK$412/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,620/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,053
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,272
−HK$223/mo
Today · 4.125%
HK$7,495
baseline
▲ 0.50% · 4.625%
HK$7,951
+HK$456/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$14,990/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,846
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,056
−HK$214/mo
Today · 4.125%
HK$8,270
baseline
▲ 0.50% · 4.625%
HK$8,706
+HK$436/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,540/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).