▼ 0.50% · 3.625%
HK$3,953
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,076
−HK$125/mo
Today · 4.125%
HK$4,201
baseline
▲ 0.50% · 4.625%
HK$4,456
+HK$255/mo
Deposit HK$867K · loan HK$867K · min. income ≈ HK$8,402/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,398
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,516
−HK$119/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,879
+HK$244/mo
Deposit HK$867K · loan HK$867K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,348
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,483
−HK$138/mo
Today · 4.125%
HK$4,621
baseline
▲ 0.50% · 4.625%
HK$4,902
+HK$281/mo
Deposit HK$780K · loan HK$953K · min. income ≈ HK$9,242/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,837
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,967
−HK$132/mo
Today · 4.125%
HK$5,099
baseline
▲ 0.50% · 4.625%
HK$5,367
+HK$268/mo
Deposit HK$780K · loan HK$953K · min. income ≈ HK$10,198/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,743
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,891
−HK$150/mo
Today · 4.125%
HK$5,041
baseline
▲ 0.50% · 4.625%
HK$5,348
+HK$307/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$10,082/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,277
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,419
−HK$143/mo
Today · 4.125%
HK$5,562
baseline
▲ 0.50% · 4.625%
HK$5,855
+HK$293/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$11,124/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,139
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,299
−HK$162/mo
Today · 4.125%
HK$5,461
baseline
▲ 0.50% · 4.625%
HK$5,793
+HK$332/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$10,922/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,717
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,870
−HK$156/mo
Today · 4.125%
HK$6,026
baseline
▲ 0.50% · 4.625%
HK$6,343
+HK$317/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$12,052/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,534
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,706
−HK$175/mo
Today · 4.125%
HK$5,881
baseline
▲ 0.50% · 4.625%
HK$6,239
+HK$358/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$11,762/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,157
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,322
−HK$167/mo
Today · 4.125%
HK$6,489
baseline
▲ 0.50% · 4.625%
HK$6,831
+HK$342/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$12,978/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,929
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,114
−HK$187/mo
Today · 4.125%
HK$6,301
baseline
▲ 0.50% · 4.625%
HK$6,685
+HK$384/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,602/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,596
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,773
−HK$180/mo
Today · 4.125%
HK$6,953
baseline
▲ 0.50% · 4.625%
HK$7,319
+HK$366/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,906/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,325
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,521
−HK$200/mo
Today · 4.125%
HK$6,721
baseline
▲ 0.50% · 4.625%
HK$7,130
+HK$409/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,442/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,036
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,225
−HK$191/mo
Today · 4.125%
HK$7,416
baseline
▲ 0.50% · 4.625%
HK$7,807
+HK$391/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,832/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,720
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,929
−HK$212/mo
Today · 4.125%
HK$7,141
baseline
▲ 0.50% · 4.625%
HK$7,576
+HK$435/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,282/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,476
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,676
−HK$204/mo
Today · 4.125%
HK$7,880
baseline
▲ 0.50% · 4.625%
HK$8,295
+HK$415/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,760/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,115
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,337
−HK$224/mo
Today · 4.125%
HK$7,561
baseline
▲ 0.50% · 4.625%
HK$8,022
+HK$461/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,122/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,916
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,128
−HK$215/mo
Today · 4.125%
HK$8,343
baseline
▲ 0.50% · 4.625%
HK$8,783
+HK$440/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,686/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).