▼ 0.50% · 3.625%
HK$3,774
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,892
−HK$119/mo
Today · 4.125%
HK$4,011
baseline
▲ 0.50% · 4.625%
HK$4,255
+HK$244/mo
Deposit HK$828K · loan HK$828K · min. income ≈ HK$8,022/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,199
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$115/mo
Today · 4.125%
HK$4,426
baseline
▲ 0.50% · 4.625%
HK$4,659
+HK$233/mo
Deposit HK$828K · loan HK$828K · min. income ≈ HK$8,852/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,152
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,281
−HK$131/mo
Today · 4.125%
HK$4,412
baseline
▲ 0.50% · 4.625%
HK$4,681
+HK$269/mo
Deposit HK$745K · loan HK$910K · min. income ≈ HK$8,824/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,619
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$125/mo
Today · 4.125%
HK$4,868
baseline
▲ 0.50% · 4.625%
HK$5,125
+HK$257/mo
Deposit HK$745K · loan HK$910K · min. income ≈ HK$9,736/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,529
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,670
−HK$143/mo
Today · 4.125%
HK$4,813
baseline
▲ 0.50% · 4.625%
HK$5,106
+HK$293/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$9,626/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,039
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,174
−HK$137/mo
Today · 4.125%
HK$5,311
baseline
▲ 0.50% · 4.625%
HK$5,591
+HK$280/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$10,622/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,059
−HK$155/mo
Today · 4.125%
HK$5,214
baseline
▲ 0.50% · 4.625%
HK$5,532
+HK$318/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$10,428/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,459
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,605
−HK$148/mo
Today · 4.125%
HK$5,753
baseline
▲ 0.50% · 4.625%
HK$6,057
+HK$304/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$11,506/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,284
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,448
−HK$167/mo
Today · 4.125%
HK$5,615
baseline
▲ 0.50% · 4.625%
HK$5,957
+HK$342/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$11,230/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,878
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,036
−HK$160/mo
Today · 4.125%
HK$6,196
baseline
▲ 0.50% · 4.625%
HK$6,523
+HK$327/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$12,392/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,838
−HK$178/mo
Today · 4.125%
HK$6,016
baseline
▲ 0.50% · 4.625%
HK$6,383
+HK$367/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$12,032/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,298
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,467
−HK$172/mo
Today · 4.125%
HK$6,639
baseline
▲ 0.50% · 4.625%
HK$6,988
+HK$349/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$13,278/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,039
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,227
−HK$191/mo
Today · 4.125%
HK$6,418
baseline
▲ 0.50% · 4.625%
HK$6,808
+HK$390/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$12,836/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,718
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,898
−HK$183/mo
Today · 4.125%
HK$7,081
baseline
▲ 0.50% · 4.625%
HK$7,454
+HK$373/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$14,162/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,416
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,616
−HK$203/mo
Today · 4.125%
HK$6,819
baseline
▲ 0.50% · 4.625%
HK$7,234
+HK$415/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$13,638/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,138
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,329
−HK$195/mo
Today · 4.125%
HK$7,524
baseline
▲ 0.50% · 4.625%
HK$7,920
+HK$396/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$15,048/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,794
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,005
−HK$215/mo
Today · 4.125%
HK$7,220
baseline
▲ 0.50% · 4.625%
HK$7,659
+HK$439/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,440/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,558
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,761
−HK$205/mo
Today · 4.125%
HK$7,966
baseline
▲ 0.50% · 4.625%
HK$8,386
+HK$420/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,932/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).