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At today's rate and a 90% mortgage, the deposit on this unit is about HK$406K, with repayments around HK$17,688/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$35,376/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$11,149 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- H
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 456 ft²
- Efficiency
- 70%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-04-23 | HK$4.90M | +237.9% 7.1y · 33.0%/yr |
| 2011-02-11 | HK$1.45M | −7.1% |
| 2010-11-02 | HK$1.56M | +17.3% |
| 2010-10-06 | HK$1.33M | +10.8% |
| 2010-07-28 | HK$1.20M | +10.1% |
| 2010-06-21 | HK$1.09M | +9.0% |
| 2010-06-14 | HK$1.00M | +20.5% |
| 2010-02-19 | HK$830K | −7.8% |
| 2008-08-05 | HK$900K | +21.6% |
| 2004-06-04 | HK$740K | −44.8% |
| 1998-03-25 | HK$1.34M | — |