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At today's rate and a 90% mortgage, the deposit on this unit is about HK$388K, with repayments around HK$16,926/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$388K · loan HK$3.49M · min. income ≈ HK$33,852/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-03 | HK$4.74M | +12.8% 4.5y · 3.0%/yr |
| 2018-01-30 | HK$4.20M | +60.9% 3.6y · 17.0%/yr |
| 2014-07-21 | HK$2.61M | +42.6% |
| 2011-07-25 | HK$1.83M | +8.3% |
| 2010-12-22 | HK$1.69M | +5.6% |
| 2010-12-01 | HK$1.60M | +16.8% |
| 2010-06-25 | HK$1.37M | +14.2% |
| 2010-01-26 | HK$1.20M | +46.3% |
| 2007-08-24 | HK$820K | +17.1% |
| 2001-07-05 | HK$700K | −56.8% |
| 1997-10-03 | HK$1.62M | — |