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At today's rate and a 90% mortgage, the deposit on this unit is about HK$385K, with repayments around HK$16,806/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$385K · loan HK$3.47M · min. income ≈ HK$33,612/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 448 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-11 | HK$4.65M | +11.2% 3.4y · 3.0%/yr |
| 2017-07-04 | HK$4.18M | +59.5% 3.0y · 20.0%/yr |
| 2014-06-06 | HK$2.62M | +39.4% |
| 2012-03-09 | HK$1.88M | +21.3% |
| 2010-07-19 | HK$1.55M | +29.2% |
| 2009-12-30 | HK$1.20M | +16.5% |
| 2008-09-09 | HK$1.03M | +3.0% |
| 2006-03-27 | HK$1.00M | +14.9% |
| 2005-07-05 | HK$870K | +16.0% |
| 2004-12-06 | HK$750K | +13.6% |
| 2003-09-09 | HK$660K | +24.5% |
| 2003-06-24 | HK$530K | −45.4% |
| 1995-07-24 | HK$970K | — |