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At today's rate and a 90% mortgage, the deposit on this unit is about HK$401K, with repayments around HK$17,512/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$35,024/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$3,041 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-14 | HK$4.60M | +15.6% 3.3y · 5.0%/yr |
| 2017-06-07 | HK$3.98M | +130.1% 6.2y · 21.0%/yr |
| 2011-03-09 | HK$1.73M | +92.2% |
| 2001-08-18 | HK$900K | −50.5% |
| 1997-07-15 | HK$1.82M | +89.6% |
| 1995-10-25 | HK$960K | — |