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At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,175/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,350/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$33,485 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 445 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-30 | HK$4.18M | +3.2% 9.3y |
| 2017-04-05 | HK$4.05M | +110.9% 6.1y · 18.0%/yr |
| 2011-03-03 | HK$1.92M | +16.4% |
| 2010-09-07 | HK$1.65M | +13.0% |
| 2010-04-21 | HK$1.46M | +11.5% |
| 2009-10-14 | HK$1.31M | +7.4% |
| 2009-07-06 | HK$1.22M | +24.5% |
| 2009-04-24 | HK$980K | — |