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At today's rate and a 90% mortgage, the deposit on this unit is about HK$415K, with repayments around HK$18,102/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$415K · loan HK$3.74M · min. income ≈ HK$36,204/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$30,120 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- A
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-20 | HK$4.68M | +27.2% 3.5y · 8.0%/yr |
| 2016-10-18 | HK$3.68M | +79.5% 5.4y · 15.0%/yr |
| 2011-05-27 | HK$2.05M | +28.9% |
| 2010-06-09 | HK$1.59M | +27.2% |
| 2008-06-17 | HK$1.25M | +35.9% |
| 2007-08-17 | HK$920K | +31.4% |
| 2003-04-24 | HK$700K | +16.7% |
| 2003-01-09 | HK$600K | — |