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At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,218/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,436/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$35,446 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- C
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 448 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-21 | HK$4.20M | +23.5% 3.3y · 7.0%/yr |
| 2016-12-21 | HK$3.40M | +115.2% 6.3y · 18.0%/yr |
| 2010-09-10 | HK$1.58M | +35.0% |
| 2009-07-07 | HK$1.17M | +9.3% |
| 2009-06-04 | HK$1.07M | +11.5% |
| 2009-05-13 | HK$960K | — |