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At today's rate and a 90% mortgage, the deposit on this unit is about HK$423K, with repayments around HK$18,464/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,928/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$46,735 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- F
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 440 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-05 | HK$3.75M | −30.4% 4.1y · −7.0%/yr |
| 2021-10-29 | HK$5.39M | +6.5% 3.4y · 2.0%/yr |
| 2018-06-20 | HK$5.06M | +75.7% 3.9y · 19.0%/yr |
| 2014-08-01 | HK$2.88M | +104.3% |
| 2009-11-02 | HK$1.41M | +65.9% |
| 2006-07-26 | HK$850K | +88.9% |
| 1995-12-11 | HK$450K | — |