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At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,226/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,452/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$35,783 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- C
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 448 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-10 | HK$4.97M | +15.5% 3.2y · 5.0%/yr |
| 2017-12-05 | HK$4.30M | +58.7% 4.1y · 14.0%/yr |
| 2013-11-01 | HK$2.71M | +120.3% |
| 2009-08-18 | HK$1.23M | +16.0% |
| 1999-04-20 | HK$1.06M | −39.4% |
| 1997-06-13 | HK$1.75M | — |