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At today's rate and a 90% mortgage, the deposit on this unit is about HK$402K, with repayments around HK$17,515/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$402K · loan HK$3.61M · min. income ≈ HK$35,030/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$3,188 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-25 | HK$3.50M | −16.7% 7.2y · −2.0%/yr |
| 2017-09-11 | HK$4.20M | +58.5% 3.3y · 17.0%/yr |
| 2014-05-09 | HK$2.65M | +100.8% |
| 2009-10-28 | HK$1.32M | +10.0% |
| 2009-08-14 | HK$1.20M | +48.1% |
| 2007-03-19 | HK$810K | −52.4% |
| 1997-07-16 | HK$1.70M | +61.9% |
| 1996-05-13 | HK$1.05M | — |