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At today's rate and a 90% mortgage, the deposit on this unit is about HK$407K, with repayments around HK$17,743/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$407K · loan HK$3.66M · min. income ≈ HK$35,486/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$13,655 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- A
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-23 | HK$5.35M | +98.1% 8.3y · 12.0%/yr |
| 2013-04-18 | HK$2.70M | +58.8% |
| 2011-01-26 | HK$1.70M | +5.6% |
| 2010-10-05 | HK$1.61M | +27.8% |
| 2008-06-11 | HK$1.26M | +13.5% |
| 2008-02-15 | HK$1.11M | +18.1% |
| 2005-10-25 | HK$940K | +2.2% |
| 2000-02-11 | HK$920K | −45.9% |
| 1997-08-26 | HK$1.70M | −1.2% |
| 1997-08-01 | HK$1.72M | +1.2% |
| 1997-06-06 | HK$1.70M | — |