▼ 0.50% · 3.625%
HK$21,849
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,529
−HK$690/mo
Today · 4.125%
HK$23,219
baseline
▲ 0.50% · 4.625%
HK$24,632
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,438/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,307
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,959
−HK$661/mo
Today · 4.125%
HK$25,620
baseline
▲ 0.50% · 4.625%
HK$26,970
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,240/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,034
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,781
−HK$760/mo
Today · 4.125%
HK$25,541
baseline
▲ 0.50% · 4.625%
HK$27,095
+HK$1,554/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,082/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,737
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,454
−HK$728/mo
Today · 4.125%
HK$28,182
baseline
▲ 0.50% · 4.625%
HK$29,667
+HK$1,485/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,364/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,219
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,034
−HK$829/mo
Today · 4.125%
HK$27,863
baseline
▲ 0.50% · 4.625%
HK$29,558
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,726/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,168
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,950
−HK$794/mo
Today · 4.125%
HK$30,744
baseline
▲ 0.50% · 4.625%
HK$32,364
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,488/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,404
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,287
−HK$898/mo
Today · 4.125%
HK$30,185
baseline
▲ 0.50% · 4.625%
HK$32,021
+HK$1,836/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,370/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,599
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,446
−HK$860/mo
Today · 4.125%
HK$33,306
baseline
▲ 0.50% · 4.625%
HK$35,061
+HK$1,755/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,612/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,588
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,540
−HK$967/mo
Today · 4.125%
HK$32,507
baseline
▲ 0.50% · 4.625%
HK$34,485
+HK$1,978/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$65,014/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,029
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,942
−HK$926/mo
Today · 4.125%
HK$35,868
baseline
▲ 0.50% · 4.625%
HK$37,759
+HK$1,891/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$71,736/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,773
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,793
−HK$1,036/mo
Today · 4.125%
HK$34,829
baseline
▲ 0.50% · 4.625%
HK$36,948
+HK$2,119/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,658/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,460
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,438
−HK$992/mo
Today · 4.125%
HK$38,430
baseline
▲ 0.50% · 4.625%
HK$40,456
+HK$2,026/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,860/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,958
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,046
−HK$1,104/mo
Today · 4.125%
HK$37,150
baseline
▲ 0.50% · 4.625%
HK$39,411
+HK$2,261/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,300/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,891
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,934
−HK$1,058/mo
Today · 4.125%
HK$40,992
baseline
▲ 0.50% · 4.625%
HK$43,153
+HK$2,161/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$81,984/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,143
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,299
−HK$1,173/mo
Today · 4.125%
HK$39,472
baseline
▲ 0.50% · 4.625%
HK$41,874
+HK$2,402/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,944/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,321
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,430
−HK$1,124/mo
Today · 4.125%
HK$43,554
baseline
▲ 0.50% · 4.625%
HK$45,850
+HK$2,296/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,108/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,328
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,551
−HK$1,243/mo
Today · 4.125%
HK$41,794
baseline
▲ 0.50% · 4.625%
HK$44,337
+HK$2,543/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,588/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,752
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,925
−HK$1,191/mo
Today · 4.125%
HK$46,116
baseline
▲ 0.50% · 4.625%
HK$48,547
+HK$2,431/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,232/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,178 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).