▼ 0.50% · 3.625%
HK$19,729
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,343
−HK$623/mo
Today · 4.125%
HK$20,966
baseline
▲ 0.50% · 4.625%
HK$22,242
+HK$1,276/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,932/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,948
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,537
−HK$597/mo
Today · 4.125%
HK$23,134
baseline
▲ 0.50% · 4.625%
HK$24,354
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,268/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,702
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,377
−HK$686/mo
Today · 4.125%
HK$23,063
baseline
▲ 0.50% · 4.625%
HK$24,466
+HK$1,403/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$46,126/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,143
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,791
−HK$657/mo
Today · 4.125%
HK$25,448
baseline
▲ 0.50% · 4.625%
HK$26,789
+HK$1,341/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$50,896/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,675
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,411
−HK$749/mo
Today · 4.125%
HK$25,160
baseline
▲ 0.50% · 4.625%
HK$26,691
+HK$1,531/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,320/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,338
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,045
−HK$716/mo
Today · 4.125%
HK$27,761
baseline
▲ 0.50% · 4.625%
HK$29,224
+HK$1,463/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,522/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,648
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,446
−HK$810/mo
Today · 4.125%
HK$27,256
baseline
▲ 0.50% · 4.625%
HK$28,915
+HK$1,659/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,512/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,533
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,298
−HK$777/mo
Today · 4.125%
HK$30,075
baseline
▲ 0.50% · 4.625%
HK$31,660
+HK$1,585/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,150/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,621
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,480
−HK$873/mo
Today · 4.125%
HK$29,353
baseline
▲ 0.50% · 4.625%
HK$31,139
+HK$1,786/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,706/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,728
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,552
−HK$836/mo
Today · 4.125%
HK$32,388
baseline
▲ 0.50% · 4.625%
HK$34,095
+HK$1,707/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,776/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,594
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,514
−HK$936/mo
Today · 4.125%
HK$31,450
baseline
▲ 0.50% · 4.625%
HK$33,363
+HK$1,913/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,900/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,923
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,806
−HK$895/mo
Today · 4.125%
HK$34,701
baseline
▲ 0.50% · 4.625%
HK$36,531
+HK$1,830/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,402/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,567
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,549
−HK$997/mo
Today · 4.125%
HK$33,546
baseline
▲ 0.50% · 4.625%
HK$35,587
+HK$2,041/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,092/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,118
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,059
−HK$956/mo
Today · 4.125%
HK$37,015
baseline
▲ 0.50% · 4.625%
HK$38,966
+HK$1,951/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$74,030/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,540
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,583
−HK$1,060/mo
Today · 4.125%
HK$35,643
baseline
▲ 0.50% · 4.625%
HK$37,812
+HK$2,169/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$71,286/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,312
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,313
−HK$1,015/mo
Today · 4.125%
HK$39,328
baseline
▲ 0.50% · 4.625%
HK$41,401
+HK$2,073/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$78,656/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,512
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,617
−HK$1,122/mo
Today · 4.125%
HK$37,739
baseline
▲ 0.50% · 4.625%
HK$40,036
+HK$2,297/mo
Deposit HK$865K · loan HK$7.79M · min. income ≈ HK$75,478/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,507
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,567
−HK$1,075/mo
Today · 4.125%
HK$41,642
baseline
▲ 0.50% · 4.625%
HK$43,837
+HK$2,195/mo
Deposit HK$865K · loan HK$7.79M · min. income ≈ HK$83,284/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,565 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).