▼ 0.50% · 3.625%
HK$18,530
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,106
−HK$585/mo
Today · 4.125%
HK$19,691
baseline
▲ 0.50% · 4.625%
HK$20,890
+HK$1,199/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,382/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,614
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,167
−HK$561/mo
Today · 4.125%
HK$21,728
baseline
▲ 0.50% · 4.625%
HK$22,873
+HK$1,145/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,456/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,382
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,016
−HK$645/mo
Today · 4.125%
HK$21,661
baseline
▲ 0.50% · 4.625%
HK$22,979
+HK$1,318/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,322/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,675
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,283
−HK$617/mo
Today · 4.125%
HK$23,900
baseline
▲ 0.50% · 4.625%
HK$25,160
+HK$1,260/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,800/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,235
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,927
−HK$703/mo
Today · 4.125%
HK$23,630
baseline
▲ 0.50% · 4.625%
HK$25,068
+HK$1,438/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,260/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,737
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,400
−HK$673/mo
Today · 4.125%
HK$26,073
baseline
▲ 0.50% · 4.625%
HK$27,447
+HK$1,374/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,146/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,088
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,838
−HK$761/mo
Today · 4.125%
HK$25,599
baseline
▲ 0.50% · 4.625%
HK$27,157
+HK$1,558/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,198/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,798
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,517
−HK$729/mo
Today · 4.125%
HK$28,246
baseline
▲ 0.50% · 4.625%
HK$29,735
+HK$1,489/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,492/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,941
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,748
−HK$820/mo
Today · 4.125%
HK$27,568
baseline
▲ 0.50% · 4.625%
HK$29,245
+HK$1,677/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,136/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,859
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,633
−HK$786/mo
Today · 4.125%
HK$30,419
baseline
▲ 0.50% · 4.625%
HK$32,022
+HK$1,603/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,838/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,794
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,659
−HK$878/mo
Today · 4.125%
HK$29,537
baseline
▲ 0.50% · 4.625%
HK$31,334
+HK$1,797/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$59,074/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,921
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,750
−HK$841/mo
Today · 4.125%
HK$32,591
baseline
▲ 0.50% · 4.625%
HK$34,309
+HK$1,718/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,182/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,647
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,569
−HK$937/mo
Today · 4.125%
HK$31,506
baseline
▲ 0.50% · 4.625%
HK$33,423
+HK$1,917/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$63,012/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,982
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,867
−HK$897/mo
Today · 4.125%
HK$34,764
baseline
▲ 0.50% · 4.625%
HK$36,597
+HK$1,833/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$69,528/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,500
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,480
−HK$995/mo
Today · 4.125%
HK$33,475
baseline
▲ 0.50% · 4.625%
HK$35,512
+HK$2,037/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$66,950/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,044
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,983
−HK$954/mo
Today · 4.125%
HK$36,937
baseline
▲ 0.50% · 4.625%
HK$38,884
+HK$1,947/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,874/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,353
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,391
−HK$1,054/mo
Today · 4.125%
HK$35,445
baseline
▲ 0.50% · 4.625%
HK$37,601
+HK$2,156/mo
Deposit HK$813K · loan HK$7.31M · min. income ≈ HK$70,890/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,105
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,100
−HK$1,010/mo
Today · 4.125%
HK$39,110
baseline
▲ 0.50% · 4.625%
HK$41,171
+HK$2,061/mo
Deposit HK$813K · loan HK$7.31M · min. income ≈ HK$78,220/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,782 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).