▼ 0.50% · 3.625%
HK$21,931
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,613
−HK$693/mo
Today · 4.125%
HK$23,306
baseline
▲ 0.50% · 4.625%
HK$24,724
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,612/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,398
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,052
−HK$664/mo
Today · 4.125%
HK$25,716
baseline
▲ 0.50% · 4.625%
HK$27,071
+HK$1,355/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,432/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,124
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,874
−HK$762/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$27,196
+HK$1,560/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,837
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,557
−HK$730/mo
Today · 4.125%
HK$28,287
baseline
▲ 0.50% · 4.625%
HK$29,778
+HK$1,491/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,574/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,317
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,135
−HK$832/mo
Today · 4.125%
HK$27,967
baseline
▲ 0.50% · 4.625%
HK$29,669
+HK$1,702/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,934/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,277
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,062
−HK$797/mo
Today · 4.125%
HK$30,859
baseline
▲ 0.50% · 4.625%
HK$32,486
+HK$1,627/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,718/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,510
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,397
−HK$901/mo
Today · 4.125%
HK$30,298
baseline
▲ 0.50% · 4.625%
HK$32,141
+HK$1,843/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,596/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,717
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,568
−HK$862/mo
Today · 4.125%
HK$33,430
baseline
▲ 0.50% · 4.625%
HK$35,193
+HK$1,763/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,860/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,703
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,658
−HK$970/mo
Today · 4.125%
HK$32,628
baseline
▲ 0.50% · 4.625%
HK$34,614
+HK$1,986/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$65,256/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,157
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,073
−HK$929/mo
Today · 4.125%
HK$36,002
baseline
▲ 0.50% · 4.625%
HK$37,900
+HK$1,898/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$72,004/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,896
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,919
−HK$1,040/mo
Today · 4.125%
HK$34,959
baseline
▲ 0.50% · 4.625%
HK$37,086
+HK$2,127/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,918/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,596
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,578
−HK$996/mo
Today · 4.125%
HK$38,574
baseline
▲ 0.50% · 4.625%
HK$40,607
+HK$2,033/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,148/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,089
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,181
−HK$1,108/mo
Today · 4.125%
HK$37,289
baseline
▲ 0.50% · 4.625%
HK$39,558
+HK$2,269/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,578/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,036
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,083
−HK$1,062/mo
Today · 4.125%
HK$41,145
baseline
▲ 0.50% · 4.625%
HK$43,314
+HK$2,169/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,290/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,282
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,442
−HK$1,178/mo
Today · 4.125%
HK$39,620
baseline
▲ 0.50% · 4.625%
HK$42,031
+HK$2,411/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,240/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,476
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,588
−HK$1,129/mo
Today · 4.125%
HK$43,717
baseline
▲ 0.50% · 4.625%
HK$46,021
+HK$2,304/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,434/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,475
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,703
−HK$1,248/mo
Today · 4.125%
HK$41,951
baseline
▲ 0.50% · 4.625%
HK$44,503
+HK$2,552/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$83,902/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,916
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,094
−HK$1,194/mo
Today · 4.125%
HK$46,288
baseline
▲ 0.50% · 4.625%
HK$48,728
+HK$2,440/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$92,576/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,763 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).