▼ 0.50% · 3.625%
HK$22,564
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,266
−HK$713/mo
Today · 4.125%
HK$23,979
baseline
▲ 0.50% · 4.625%
HK$25,438
+HK$1,459/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,958/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,102
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,776
−HK$683/mo
Today · 4.125%
HK$26,459
baseline
▲ 0.50% · 4.625%
HK$27,853
+HK$1,394/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,918/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,821
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,593
−HK$784/mo
Today · 4.125%
HK$26,377
baseline
▲ 0.50% · 4.625%
HK$27,982
+HK$1,605/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,754/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,613
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,353
−HK$752/mo
Today · 4.125%
HK$29,105
baseline
▲ 0.50% · 4.625%
HK$30,639
+HK$1,534/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,210/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,077
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,919
−HK$856/mo
Today · 4.125%
HK$28,775
baseline
▲ 0.50% · 4.625%
HK$30,526
+HK$1,751/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,550/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,123
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,931
−HK$819/mo
Today · 4.125%
HK$31,750
baseline
▲ 0.50% · 4.625%
HK$33,424
+HK$1,674/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,500/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,333
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,246
−HK$927/mo
Today · 4.125%
HK$31,173
baseline
▲ 0.50% · 4.625%
HK$33,070
+HK$1,897/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,346/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,633
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,508
−HK$888/mo
Today · 4.125%
HK$34,396
baseline
▲ 0.50% · 4.625%
HK$36,209
+HK$1,813/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,792/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,590
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,573
−HK$998/mo
Today · 4.125%
HK$33,571
baseline
▲ 0.50% · 4.625%
HK$35,614
+HK$2,043/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,142/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,143
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,086
−HK$956/mo
Today · 4.125%
HK$37,042
baseline
▲ 0.50% · 4.625%
HK$38,995
+HK$1,953/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,084/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,846
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,899
−HK$1,070/mo
Today · 4.125%
HK$35,969
baseline
▲ 0.50% · 4.625%
HK$38,157
+HK$2,188/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,938/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,654
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,664
−HK$1,024/mo
Today · 4.125%
HK$39,688
baseline
▲ 0.50% · 4.625%
HK$41,780
+HK$2,092/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,376/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,103
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,226
−HK$1,141/mo
Today · 4.125%
HK$38,367
baseline
▲ 0.50% · 4.625%
HK$40,701
+HK$2,334/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,734/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,164
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,241
−HK$1,093/mo
Today · 4.125%
HK$42,334
baseline
▲ 0.50% · 4.625%
HK$44,565
+HK$2,231/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,668/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,359
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,552
−HK$1,213/mo
Today · 4.125%
HK$40,765
baseline
▲ 0.50% · 4.625%
HK$43,245
+HK$2,480/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,530/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,674
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,819
−HK$1,161/mo
Today · 4.125%
HK$44,980
baseline
▲ 0.50% · 4.625%
HK$47,351
+HK$2,371/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,960/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,616
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,879
−HK$1,284/mo
Today · 4.125%
HK$43,163
baseline
▲ 0.50% · 4.625%
HK$45,789
+HK$2,626/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,326/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,184
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,396
−HK$1,230/mo
Today · 4.125%
HK$47,626
baseline
▲ 0.50% · 4.625%
HK$50,136
+HK$2,510/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,252/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,547 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).