▼ 0.50% · 3.625%
HK$21,581
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,252
−HK$682/mo
Today · 4.125%
HK$22,934
baseline
▲ 0.50% · 4.625%
HK$24,330
+HK$1,396/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,868/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,009
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,652
−HK$654/mo
Today · 4.125%
HK$25,306
baseline
▲ 0.50% · 4.625%
HK$26,640
+HK$1,334/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,612/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,739
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,477
−HK$751/mo
Today · 4.125%
HK$25,228
baseline
▲ 0.50% · 4.625%
HK$26,763
+HK$1,535/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,456/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,409
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,118
−HK$718/mo
Today · 4.125%
HK$27,836
baseline
▲ 0.50% · 4.625%
HK$29,304
+HK$1,468/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,672/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,897
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,703
−HK$818/mo
Today · 4.125%
HK$27,521
baseline
▲ 0.50% · 4.625%
HK$29,196
+HK$1,675/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,042/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,810
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,583
−HK$784/mo
Today · 4.125%
HK$30,367
baseline
▲ 0.50% · 4.625%
HK$31,968
+HK$1,601/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,734/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,055
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,928
−HK$887/mo
Today · 4.125%
HK$29,815
baseline
▲ 0.50% · 4.625%
HK$31,629
+HK$1,814/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,630/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,211
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,048
−HK$849/mo
Today · 4.125%
HK$32,897
baseline
▲ 0.50% · 4.625%
HK$34,631
+HK$1,734/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,794/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,213
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,153
−HK$955/mo
Today · 4.125%
HK$32,108
baseline
▲ 0.50% · 4.625%
HK$34,062
+HK$1,954/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,216/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,612
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,513
−HK$915/mo
Today · 4.125%
HK$35,428
baseline
▲ 0.50% · 4.625%
HK$37,295
+HK$1,867/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,856/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,371
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,378
−HK$1,023/mo
Today · 4.125%
HK$34,401
baseline
▲ 0.50% · 4.625%
HK$36,495
+HK$2,094/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,802/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,013
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,979
−HK$980/mo
Today · 4.125%
HK$37,959
baseline
▲ 0.50% · 4.625%
HK$39,959
+HK$2,000/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,918/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,530
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,604
−HK$1,091/mo
Today · 4.125%
HK$36,695
baseline
▲ 0.50% · 4.625%
HK$38,928
+HK$2,233/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,390/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,414
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,444
−HK$1,045/mo
Today · 4.125%
HK$40,489
baseline
▲ 0.50% · 4.625%
HK$42,623
+HK$2,134/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,978/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,688
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,829
−HK$1,159/mo
Today · 4.125%
HK$38,988
baseline
▲ 0.50% · 4.625%
HK$41,361
+HK$2,373/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,976/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,815
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,909
−HK$1,111/mo
Today · 4.125%
HK$43,020
baseline
▲ 0.50% · 4.625%
HK$45,287
+HK$2,267/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$86,040/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,846
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,054
−HK$1,228/mo
Today · 4.125%
HK$41,282
baseline
▲ 0.50% · 4.625%
HK$43,794
+HK$2,512/mo
Deposit HK$946K · loan HK$8.52M · min. income ≈ HK$82,564/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,215
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,374
−HK$1,176/mo
Today · 4.125%
HK$45,550
baseline
▲ 0.50% · 4.625%
HK$47,951
+HK$2,401/mo
Deposit HK$946K · loan HK$8.52M · min. income ≈ HK$91,100/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,427 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).