▼ 0.50% · 3.625%
HK$22,694
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,400
−HK$717/mo
Today · 4.125%
HK$24,117
baseline
▲ 0.50% · 4.625%
HK$25,585
+HK$1,468/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,234/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,247
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,924
−HK$687/mo
Today · 4.125%
HK$26,611
baseline
▲ 0.50% · 4.625%
HK$28,014
+HK$1,403/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,222/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,964
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,740
−HK$789/mo
Today · 4.125%
HK$26,529
baseline
▲ 0.50% · 4.625%
HK$28,143
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,058/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,772
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,517
−HK$755/mo
Today · 4.125%
HK$29,272
baseline
▲ 0.50% · 4.625%
HK$30,815
+HK$1,543/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,544/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,233
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,080
−HK$861/mo
Today · 4.125%
HK$28,941
baseline
▲ 0.50% · 4.625%
HK$30,702
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,882/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,297
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,109
−HK$824/mo
Today · 4.125%
HK$31,933
baseline
▲ 0.50% · 4.625%
HK$33,617
+HK$1,684/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,866/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,503
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,420
−HK$933/mo
Today · 4.125%
HK$31,353
baseline
▲ 0.50% · 4.625%
HK$33,260
+HK$1,907/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,706/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,821
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,702
−HK$893/mo
Today · 4.125%
HK$34,595
baseline
▲ 0.50% · 4.625%
HK$36,418
+HK$1,823/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,190/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,772
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,760
−HK$1,004/mo
Today · 4.125%
HK$33,764
baseline
▲ 0.50% · 4.625%
HK$35,819
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,528/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,346
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,294
−HK$962/mo
Today · 4.125%
HK$37,256
baseline
▲ 0.50% · 4.625%
HK$39,220
+HK$1,964/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,512/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,041
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,100
−HK$1,076/mo
Today · 4.125%
HK$36,176
baseline
▲ 0.50% · 4.625%
HK$38,377
+HK$2,201/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,352/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,871
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,887
−HK$1,030/mo
Today · 4.125%
HK$39,917
baseline
▲ 0.50% · 4.625%
HK$42,021
+HK$2,104/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,834/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,311
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,440
−HK$1,148/mo
Today · 4.125%
HK$38,588
baseline
▲ 0.50% · 4.625%
HK$40,936
+HK$2,348/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,176/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,396
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,479
−HK$1,099/mo
Today · 4.125%
HK$42,578
baseline
▲ 0.50% · 4.625%
HK$44,822
+HK$2,244/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,156/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,580
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,780
−HK$1,220/mo
Today · 4.125%
HK$41,000
baseline
▲ 0.50% · 4.625%
HK$43,494
+HK$2,494/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,000/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,920
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,071
−HK$1,168/mo
Today · 4.125%
HK$45,239
baseline
▲ 0.50% · 4.625%
HK$47,624
+HK$2,385/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,478/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,850
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,120
−HK$1,291/mo
Today · 4.125%
HK$43,411
baseline
▲ 0.50% · 4.625%
HK$46,053
+HK$2,642/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$86,822/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,445
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,664
−HK$1,236/mo
Today · 4.125%
HK$47,900
baseline
▲ 0.50% · 4.625%
HK$50,425
+HK$2,525/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$95,800/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,254 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).