▼ 0.50% · 3.625%
HK$22,333
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,028
−HK$706/mo
Today · 4.125%
HK$23,734
baseline
▲ 0.50% · 4.625%
HK$25,178
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,468/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,846
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,512
−HK$676/mo
Today · 4.125%
HK$26,188
baseline
▲ 0.50% · 4.625%
HK$27,568
+HK$1,380/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,376/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,567
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,331
−HK$776/mo
Today · 4.125%
HK$26,107
baseline
▲ 0.50% · 4.625%
HK$27,696
+HK$1,589/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,214/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,330
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,063
−HK$744/mo
Today · 4.125%
HK$28,807
baseline
▲ 0.50% · 4.625%
HK$30,325
+HK$1,518/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,614/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,800
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,634
−HK$847/mo
Today · 4.125%
HK$28,481
baseline
▲ 0.50% · 4.625%
HK$30,214
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,962/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,815
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,614
−HK$812/mo
Today · 4.125%
HK$31,426
baseline
▲ 0.50% · 4.625%
HK$33,082
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,852/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,033
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,937
−HK$917/mo
Today · 4.125%
HK$30,854
baseline
▲ 0.50% · 4.625%
HK$32,732
+HK$1,878/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,708/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,299
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,166
−HK$878/mo
Today · 4.125%
HK$34,044
baseline
▲ 0.50% · 4.625%
HK$35,839
+HK$1,795/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,088/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,267
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,239
−HK$989/mo
Today · 4.125%
HK$33,228
baseline
▲ 0.50% · 4.625%
HK$35,249
+HK$2,021/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,456/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,784
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,717
−HK$946/mo
Today · 4.125%
HK$36,663
baseline
▲ 0.50% · 4.625%
HK$38,596
+HK$1,933/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,326/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,500
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,542
−HK$1,059/mo
Today · 4.125%
HK$35,601
baseline
▲ 0.50% · 4.625%
HK$37,767
+HK$2,166/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,202/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,269
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,268
−HK$1,014/mo
Today · 4.125%
HK$39,282
baseline
▲ 0.50% · 4.625%
HK$41,353
+HK$2,071/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,564/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,734
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,845
−HK$1,129/mo
Today · 4.125%
HK$37,974
baseline
▲ 0.50% · 4.625%
HK$40,285
+HK$2,311/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$75,948/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,753
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,819
−HK$1,082/mo
Today · 4.125%
HK$41,901
baseline
▲ 0.50% · 4.625%
HK$44,110
+HK$2,209/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,802/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,967
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,148
−HK$1,200/mo
Today · 4.125%
HK$40,348
baseline
▲ 0.50% · 4.625%
HK$42,803
+HK$2,455/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,696/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,238
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,371
−HK$1,149/mo
Today · 4.125%
HK$44,520
baseline
▲ 0.50% · 4.625%
HK$46,866
+HK$2,346/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,040/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,200
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,451
−HK$1,270/mo
Today · 4.125%
HK$42,721
baseline
▲ 0.50% · 4.625%
HK$45,321
+HK$2,600/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,442/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,722
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,922
−HK$1,217/mo
Today · 4.125%
HK$47,139
baseline
▲ 0.50% · 4.625%
HK$49,623
+HK$2,484/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,278/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,427 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).