▼ 0.50% · 3.625%
HK$20,527
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,165
−HK$649/mo
Today · 4.125%
HK$21,814
baseline
▲ 0.50% · 4.625%
HK$23,141
+HK$1,327/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,628/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,836
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,448
−HK$622/mo
Today · 4.125%
HK$24,070
baseline
▲ 0.50% · 4.625%
HK$25,338
+HK$1,268/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,140/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,579
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,282
−HK$713/mo
Today · 4.125%
HK$23,995
baseline
▲ 0.50% · 4.625%
HK$25,455
+HK$1,460/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,990/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,119
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,793
−HK$684/mo
Today · 4.125%
HK$26,477
baseline
▲ 0.50% · 4.625%
HK$27,872
+HK$1,395/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,954/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,632
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,398
−HK$779/mo
Today · 4.125%
HK$26,177
baseline
▲ 0.50% · 4.625%
HK$27,770
+HK$1,593/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,354/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,403
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,138
−HK$746/mo
Today · 4.125%
HK$28,884
baseline
▲ 0.50% · 4.625%
HK$30,406
+HK$1,522/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,768/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,685
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,515
−HK$843/mo
Today · 4.125%
HK$28,358
baseline
▲ 0.50% · 4.625%
HK$30,084
+HK$1,726/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,716/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,687
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,483
−HK$807/mo
Today · 4.125%
HK$31,290
baseline
▲ 0.50% · 4.625%
HK$32,940
+HK$1,650/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,580/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,738
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,631
−HK$909/mo
Today · 4.125%
HK$30,540
baseline
▲ 0.50% · 4.625%
HK$32,398
+HK$1,858/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$61,080/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,970
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,828
−HK$869/mo
Today · 4.125%
HK$33,697
baseline
▲ 0.50% · 4.625%
HK$35,474
+HK$1,777/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$67,394/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,790
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,748
−HK$973/mo
Today · 4.125%
HK$32,721
baseline
▲ 0.50% · 4.625%
HK$34,712
+HK$1,991/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$65,442/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,254
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,172
−HK$932/mo
Today · 4.125%
HK$36,104
baseline
▲ 0.50% · 4.625%
HK$38,008
+HK$1,904/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$72,208/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,843
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,864
−HK$1,038/mo
Today · 4.125%
HK$34,902
baseline
▲ 0.50% · 4.625%
HK$37,026
+HK$2,124/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$69,804/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,537
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,517
−HK$994/mo
Today · 4.125%
HK$38,511
baseline
▲ 0.50% · 4.625%
HK$40,541
+HK$2,030/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$77,022/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,896
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,981
−HK$1,103/mo
Today · 4.125%
HK$37,084
baseline
▲ 0.50% · 4.625%
HK$39,340
+HK$2,256/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$74,168/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,821
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,862
−HK$1,056/mo
Today · 4.125%
HK$40,918
baseline
▲ 0.50% · 4.625%
HK$43,075
+HK$2,157/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$81,836/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,948
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,098
−HK$1,167/mo
Today · 4.125%
HK$39,265
baseline
▲ 0.50% · 4.625%
HK$41,654
+HK$2,389/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$78,530/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,105
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,207
−HK$1,118/mo
Today · 4.125%
HK$43,325
baseline
▲ 0.50% · 4.625%
HK$45,609
+HK$2,284/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$86,650/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,197 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).