▼ 0.50% · 3.625%
HK$20,558
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,197
−HK$650/mo
Today · 4.125%
HK$21,847
baseline
▲ 0.50% · 4.625%
HK$23,176
+HK$1,329/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,694/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,870
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,484
−HK$622/mo
Today · 4.125%
HK$24,106
baseline
▲ 0.50% · 4.625%
HK$25,376
+HK$1,270/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,212/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,613
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,317
−HK$715/mo
Today · 4.125%
HK$24,032
baseline
▲ 0.50% · 4.625%
HK$25,494
+HK$1,462/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,064/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,157
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,832
−HK$684/mo
Today · 4.125%
HK$26,516
baseline
▲ 0.50% · 4.625%
HK$27,914
+HK$1,398/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,032/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,669
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,437
−HK$779/mo
Today · 4.125%
HK$26,216
baseline
▲ 0.50% · 4.625%
HK$27,811
+HK$1,595/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,432/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,444
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,180
−HK$747/mo
Today · 4.125%
HK$28,927
baseline
▲ 0.50% · 4.625%
HK$30,452
+HK$1,525/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,854/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,725
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,556
−HK$845/mo
Today · 4.125%
HK$28,401
baseline
▲ 0.50% · 4.625%
HK$30,129
+HK$1,728/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,802/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,731
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,529
−HK$809/mo
Today · 4.125%
HK$31,338
baseline
▲ 0.50% · 4.625%
HK$32,989
+HK$1,651/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,676/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,781
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,676
−HK$910/mo
Today · 4.125%
HK$30,586
baseline
▲ 0.50% · 4.625%
HK$32,447
+HK$1,861/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,172/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,018
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,877
−HK$871/mo
Today · 4.125%
HK$33,748
baseline
▲ 0.50% · 4.625%
HK$35,527
+HK$1,779/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,496/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,837
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,796
−HK$974/mo
Today · 4.125%
HK$32,770
baseline
▲ 0.50% · 4.625%
HK$34,764
+HK$1,994/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,540/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,305
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,225
−HK$934/mo
Today · 4.125%
HK$36,159
baseline
▲ 0.50% · 4.625%
HK$38,065
+HK$1,906/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,318/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,892
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,915
−HK$1,040/mo
Today · 4.125%
HK$34,955
baseline
▲ 0.50% · 4.625%
HK$37,082
+HK$2,127/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,910/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,592
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,574
−HK$995/mo
Today · 4.125%
HK$38,569
baseline
▲ 0.50% · 4.625%
HK$40,602
+HK$2,033/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,138/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,948
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,035
−HK$1,105/mo
Today · 4.125%
HK$37,140
baseline
▲ 0.50% · 4.625%
HK$39,399
+HK$2,259/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,280/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,879
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,922
−HK$1,058/mo
Today · 4.125%
HK$40,980
baseline
▲ 0.50% · 4.625%
HK$43,140
+HK$2,160/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,960/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,004
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,155
−HK$1,169/mo
Today · 4.125%
HK$39,324
baseline
▲ 0.50% · 4.625%
HK$41,717
+HK$2,393/mo
Deposit HK$902K · loan HK$8.11M · min. income ≈ HK$78,648/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,166
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,270
−HK$1,120/mo
Today · 4.125%
HK$43,390
baseline
▲ 0.50% · 4.625%
HK$45,678
+HK$2,288/mo
Deposit HK$902K · loan HK$8.11M · min. income ≈ HK$86,780/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,552 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).