▼ 0.50% · 3.625%
HK$19,538
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,146
−HK$617/mo
Today · 4.125%
HK$20,763
baseline
▲ 0.50% · 4.625%
HK$22,027
+HK$1,264/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,526/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,736
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,319
−HK$591/mo
Today · 4.125%
HK$22,910
baseline
▲ 0.50% · 4.625%
HK$24,118
+HK$1,208/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,820/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,492
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,161
−HK$679/mo
Today · 4.125%
HK$22,840
baseline
▲ 0.50% · 4.625%
HK$24,230
+HK$1,390/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$45,680/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,910
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,551
−HK$650/mo
Today · 4.125%
HK$25,201
baseline
▲ 0.50% · 4.625%
HK$26,530
+HK$1,329/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$50,402/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,446
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,175
−HK$741/mo
Today · 4.125%
HK$24,916
baseline
▲ 0.50% · 4.625%
HK$26,432
+HK$1,516/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,832/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,083
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,783
−HK$709/mo
Today · 4.125%
HK$27,492
baseline
▲ 0.50% · 4.625%
HK$28,942
+HK$1,450/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,984/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,400
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,190
−HK$802/mo
Today · 4.125%
HK$26,992
baseline
▲ 0.50% · 4.625%
HK$28,635
+HK$1,643/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,984/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,257
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,015
−HK$769/mo
Today · 4.125%
HK$29,784
baseline
▲ 0.50% · 4.625%
HK$31,353
+HK$1,569/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,568/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,353
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,204
−HK$865/mo
Today · 4.125%
HK$29,069
baseline
▲ 0.50% · 4.625%
HK$30,838
+HK$1,769/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,138/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,430
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,247
−HK$828/mo
Today · 4.125%
HK$32,075
baseline
▲ 0.50% · 4.625%
HK$33,765
+HK$1,690/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,150/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,307
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,219
−HK$926/mo
Today · 4.125%
HK$31,145
baseline
▲ 0.50% · 4.625%
HK$33,040
+HK$1,895/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,290/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,604
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,479
−HK$887/mo
Today · 4.125%
HK$34,366
baseline
▲ 0.50% · 4.625%
HK$36,177
+HK$1,811/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,732/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,261
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,234
−HK$987/mo
Today · 4.125%
HK$33,221
baseline
▲ 0.50% · 4.625%
HK$35,243
+HK$2,022/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,442/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,778
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,710
−HK$947/mo
Today · 4.125%
HK$36,657
baseline
▲ 0.50% · 4.625%
HK$38,589
+HK$1,932/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,314/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,215
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,248
−HK$1,050/mo
Today · 4.125%
HK$35,298
baseline
▲ 0.50% · 4.625%
HK$37,446
+HK$2,148/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$70,596/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,951
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,942
−HK$1,006/mo
Today · 4.125%
HK$38,948
baseline
▲ 0.50% · 4.625%
HK$41,001
+HK$2,053/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$77,896/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,169
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,263
−HK$1,111/mo
Today · 4.125%
HK$37,374
baseline
▲ 0.50% · 4.625%
HK$39,648
+HK$2,274/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,748/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,125
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,174
−HK$1,065/mo
Today · 4.125%
HK$41,239
baseline
▲ 0.50% · 4.625%
HK$43,412
+HK$2,173/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,478/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,053 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).