▼ 0.50% · 3.625%
HK$19,749
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,363
−HK$624/mo
Today · 4.125%
HK$20,987
baseline
▲ 0.50% · 4.625%
HK$22,264
+HK$1,277/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,974/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,970
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,560
−HK$597/mo
Today · 4.125%
HK$23,157
baseline
▲ 0.50% · 4.625%
HK$24,378
+HK$1,221/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,314/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,724
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,399
−HK$687/mo
Today · 4.125%
HK$23,086
baseline
▲ 0.50% · 4.625%
HK$24,491
+HK$1,405/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$46,172/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,167
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,816
−HK$657/mo
Today · 4.125%
HK$25,473
baseline
▲ 0.50% · 4.625%
HK$26,816
+HK$1,343/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$50,946/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,699
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,436
−HK$749/mo
Today · 4.125%
HK$25,185
baseline
▲ 0.50% · 4.625%
HK$26,717
+HK$1,532/mo
Deposit HK$3.46M · loan HK$5.20M · min. income ≈ HK$50,370/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,364
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,071
−HK$718/mo
Today · 4.125%
HK$27,789
baseline
▲ 0.50% · 4.625%
HK$29,254
+HK$1,465/mo
Deposit HK$3.46M · loan HK$5.20M · min. income ≈ HK$55,578/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,673
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,472
−HK$811/mo
Today · 4.125%
HK$27,283
baseline
▲ 0.50% · 4.625%
HK$28,943
+HK$1,660/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,566/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,561
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,327
−HK$777/mo
Today · 4.125%
HK$30,104
baseline
▲ 0.50% · 4.625%
HK$31,691
+HK$1,587/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,208/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,648
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,508
−HK$874/mo
Today · 4.125%
HK$29,382
baseline
▲ 0.50% · 4.625%
HK$31,170
+HK$1,788/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,764/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,758
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,583
−HK$837/mo
Today · 4.125%
HK$32,420
baseline
▲ 0.50% · 4.625%
HK$34,129
+HK$1,709/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,840/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,623
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,545
−HK$936/mo
Today · 4.125%
HK$31,481
baseline
▲ 0.50% · 4.625%
HK$33,396
+HK$1,915/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$62,962/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,955
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,839
−HK$897/mo
Today · 4.125%
HK$34,736
baseline
▲ 0.50% · 4.625%
HK$36,567
+HK$1,831/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,472/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,598
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,581
−HK$999/mo
Today · 4.125%
HK$33,580
baseline
▲ 0.50% · 4.625%
HK$35,623
+HK$2,043/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,160/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,153
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$957/mo
Today · 4.125%
HK$37,052
baseline
▲ 0.50% · 4.625%
HK$39,005
+HK$1,953/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,104/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,573
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,617
−HK$1,061/mo
Today · 4.125%
HK$35,678
baseline
▲ 0.50% · 4.625%
HK$37,849
+HK$2,171/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,356/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,350
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,351
−HK$1,016/mo
Today · 4.125%
HK$39,367
baseline
▲ 0.50% · 4.625%
HK$41,443
+HK$2,076/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,734/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,548
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,654
−HK$1,123/mo
Today · 4.125%
HK$37,777
baseline
▲ 0.50% · 4.625%
HK$40,076
+HK$2,299/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$75,554/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,547
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,607
−HK$1,076/mo
Today · 4.125%
HK$41,683
baseline
▲ 0.50% · 4.625%
HK$43,880
+HK$2,197/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$83,366/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,824 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).