▼ 0.50% · 3.625%
HK$20,168
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,795
−HK$638/mo
Today · 4.125%
HK$21,433
baseline
▲ 0.50% · 4.625%
HK$22,737
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,866/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,437
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,039
−HK$610/mo
Today · 4.125%
HK$23,649
baseline
▲ 0.50% · 4.625%
HK$24,896
+HK$1,247/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,298/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,185
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,875
−HK$701/mo
Today · 4.125%
HK$23,576
baseline
▲ 0.50% · 4.625%
HK$25,011
+HK$1,435/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,152/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,681
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,342
−HK$672/mo
Today · 4.125%
HK$26,014
baseline
▲ 0.50% · 4.625%
HK$27,385
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$52,028/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,202
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,955
−HK$764/mo
Today · 4.125%
HK$25,719
baseline
▲ 0.50% · 4.625%
HK$27,284
+HK$1,565/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,438/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,924
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,646
−HK$733/mo
Today · 4.125%
HK$28,379
baseline
▲ 0.50% · 4.625%
HK$29,875
+HK$1,496/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,758/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,219
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,034
−HK$829/mo
Today · 4.125%
HK$27,863
baseline
▲ 0.50% · 4.625%
HK$29,558
+HK$1,695/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,726/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,168
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,950
−HK$794/mo
Today · 4.125%
HK$30,744
baseline
▲ 0.50% · 4.625%
HK$32,364
+HK$1,620/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,488/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,235
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,114
−HK$892/mo
Today · 4.125%
HK$30,006
baseline
▲ 0.50% · 4.625%
HK$31,832
+HK$1,826/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,012/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,412
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,254
−HK$855/mo
Today · 4.125%
HK$33,109
baseline
▲ 0.50% · 4.625%
HK$34,854
+HK$1,745/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,218/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,252
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,193
−HK$956/mo
Today · 4.125%
HK$32,149
baseline
▲ 0.50% · 4.625%
HK$34,105
+HK$1,956/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,298/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,655
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,558
−HK$916/mo
Today · 4.125%
HK$35,474
baseline
▲ 0.50% · 4.625%
HK$37,343
+HK$1,869/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,948/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,269
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,273
−HK$1,020/mo
Today · 4.125%
HK$34,293
baseline
▲ 0.50% · 4.625%
HK$36,379
+HK$2,086/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,586/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,899
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,862
−HK$976/mo
Today · 4.125%
HK$37,838
baseline
▲ 0.50% · 4.625%
HK$39,833
+HK$1,995/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,676/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,286
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,352
−HK$1,084/mo
Today · 4.125%
HK$36,436
baseline
▲ 0.50% · 4.625%
HK$38,653
+HK$2,217/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,872/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,143
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,166
−HK$1,037/mo
Today · 4.125%
HK$40,203
baseline
▲ 0.50% · 4.625%
HK$42,323
+HK$2,120/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,406/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,303
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,432
−HK$1,147/mo
Today · 4.125%
HK$38,579
baseline
▲ 0.50% · 4.625%
HK$40,927
+HK$2,348/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$77,158/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,386
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,469
−HK$1,099/mo
Today · 4.125%
HK$42,568
baseline
▲ 0.50% · 4.625%
HK$44,812
+HK$2,244/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$85,136/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,341 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).