▼ 0.50% · 3.625%
HK$18,207
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,773
−HK$576/mo
Today · 4.125%
HK$19,349
baseline
▲ 0.50% · 4.625%
HK$20,526
+HK$1,177/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,698/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,255
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,798
−HK$551/mo
Today · 4.125%
HK$21,349
baseline
▲ 0.50% · 4.625%
HK$22,475
+HK$1,126/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,698/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,028
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,651
−HK$633/mo
Today · 4.125%
HK$21,284
baseline
▲ 0.50% · 4.625%
HK$22,579
+HK$1,295/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,568/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,281
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,878
−HK$606/mo
Today · 4.125%
HK$23,484
baseline
▲ 0.50% · 4.625%
HK$24,722
+HK$1,238/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,968/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,848
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,528
−HK$690/mo
Today · 4.125%
HK$23,218
baseline
▲ 0.50% · 4.625%
HK$24,631
+HK$1,413/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,436/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,306
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,958
−HK$661/mo
Today · 4.125%
HK$25,619
baseline
▲ 0.50% · 4.625%
HK$26,970
+HK$1,351/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,238/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,669
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,405
−HK$748/mo
Today · 4.125%
HK$25,153
baseline
▲ 0.50% · 4.625%
HK$26,684
+HK$1,531/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$50,306/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,332
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,038
−HK$716/mo
Today · 4.125%
HK$27,754
baseline
▲ 0.50% · 4.625%
HK$29,217
+HK$1,463/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$55,508/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,490
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,283
−HK$805/mo
Today · 4.125%
HK$27,088
baseline
▲ 0.50% · 4.625%
HK$28,736
+HK$1,648/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,176/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,357
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,118
−HK$771/mo
Today · 4.125%
HK$29,889
baseline
▲ 0.50% · 4.625%
HK$31,465
+HK$1,576/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,778/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,310
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,160
−HK$863/mo
Today · 4.125%
HK$29,023
baseline
▲ 0.50% · 4.625%
HK$30,789
+HK$1,766/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,046/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,383
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,197
−HK$827/mo
Today · 4.125%
HK$32,024
baseline
▲ 0.50% · 4.625%
HK$33,712
+HK$1,688/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,048/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,131
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,037
−HK$921/mo
Today · 4.125%
HK$30,958
baseline
▲ 0.50% · 4.625%
HK$32,842
+HK$1,884/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,916/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,408
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,277
−HK$882/mo
Today · 4.125%
HK$34,159
baseline
▲ 0.50% · 4.625%
HK$35,959
+HK$1,800/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,318/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,952
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,915
−HK$978/mo
Today · 4.125%
HK$32,893
baseline
▲ 0.50% · 4.625%
HK$34,894
+HK$2,001/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,786/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,434
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,357
−HK$937/mo
Today · 4.125%
HK$36,294
baseline
▲ 0.50% · 4.625%
HK$38,207
+HK$1,913/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,588/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,772
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,792
−HK$1,036/mo
Today · 4.125%
HK$34,828
baseline
▲ 0.50% · 4.625%
HK$36,947
+HK$2,119/mo
Deposit HK$798K · loan HK$7.19M · min. income ≈ HK$69,656/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,459
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,437
−HK$992/mo
Today · 4.125%
HK$38,429
baseline
▲ 0.50% · 4.625%
HK$40,454
+HK$2,025/mo
Deposit HK$798K · loan HK$7.19M · min. income ≈ HK$76,858/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,538 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).