▼ 0.50% · 3.625%
HK$18,784
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,368
−HK$594/mo
Today · 4.125%
HK$19,962
baseline
▲ 0.50% · 4.625%
HK$21,177
+HK$1,215/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,924/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,897
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,458
−HK$568/mo
Today · 4.125%
HK$22,026
baseline
▲ 0.50% · 4.625%
HK$23,187
+HK$1,161/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,052/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,662
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,305
−HK$653/mo
Today · 4.125%
HK$21,958
baseline
▲ 0.50% · 4.625%
HK$23,294
+HK$1,336/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,916/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,987
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,603
−HK$626/mo
Today · 4.125%
HK$24,229
baseline
▲ 0.50% · 4.625%
HK$25,506
+HK$1,277/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,458/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,541
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,242
−HK$712/mo
Today · 4.125%
HK$23,954
baseline
▲ 0.50% · 4.625%
HK$25,412
+HK$1,458/mo
Deposit HK$3.30M · loan HK$4.94M · min. income ≈ HK$47,908/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,077
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,749
−HK$682/mo
Today · 4.125%
HK$26,431
baseline
▲ 0.50% · 4.625%
HK$27,825
+HK$1,394/mo
Deposit HK$3.30M · loan HK$4.94M · min. income ≈ HK$52,862/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,419
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,179
−HK$772/mo
Today · 4.125%
HK$25,951
baseline
▲ 0.50% · 4.625%
HK$27,530
+HK$1,579/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,902/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,166
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,895
−HK$739/mo
Today · 4.125%
HK$28,634
baseline
▲ 0.50% · 4.625%
HK$30,143
+HK$1,509/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,268/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,298
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,116
−HK$831/mo
Today · 4.125%
HK$27,947
baseline
▲ 0.50% · 4.625%
HK$29,647
+HK$1,700/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,894/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,256
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,041
−HK$796/mo
Today · 4.125%
HK$30,837
baseline
▲ 0.50% · 4.625%
HK$32,462
+HK$1,625/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,674/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,176
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,053
−HK$890/mo
Today · 4.125%
HK$29,943
baseline
▲ 0.50% · 4.625%
HK$31,765
+HK$1,822/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,886/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,346
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,186
−HK$853/mo
Today · 4.125%
HK$33,039
baseline
▲ 0.50% · 4.625%
HK$34,781
+HK$1,742/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,078/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,055
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,989
−HK$950/mo
Today · 4.125%
HK$31,939
baseline
▲ 0.50% · 4.625%
HK$33,883
+HK$1,944/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,878/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,435
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,332
−HK$910/mo
Today · 4.125%
HK$35,242
baseline
▲ 0.50% · 4.625%
HK$37,099
+HK$1,857/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,484/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,933
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,926
−HK$1,009/mo
Today · 4.125%
HK$33,935
baseline
▲ 0.50% · 4.625%
HK$36,000
+HK$2,065/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$67,870/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,525
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,478
−HK$966/mo
Today · 4.125%
HK$37,444
baseline
▲ 0.50% · 4.625%
HK$39,418
+HK$1,974/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$74,888/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,811
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,863
−HK$1,069/mo
Today · 4.125%
HK$35,932
baseline
▲ 0.50% · 4.625%
HK$38,118
+HK$2,186/mo
Deposit HK$824K · loan HK$7.41M · min. income ≈ HK$71,864/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,615
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,624
−HK$1,023/mo
Today · 4.125%
HK$39,647
baseline
▲ 0.50% · 4.625%
HK$41,737
+HK$2,090/mo
Deposit HK$824K · loan HK$7.41M · min. income ≈ HK$79,294/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,132 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).