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At today's rate and a 90% mortgage, the deposit on this unit is about HK$630K, with repayments around HK$27,489/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$630K · loan HK$5.67M · min. income ≈ HK$54,978/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$165,225 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 21 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- E
- Saleable Area
- 521 Saleable ft²
- Gross Area
- 715 ft²
- Efficiency
- 73%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-16 | HK$6.15M | +23.0% 8.5y · 3.0%/yr |
| 2017-10-27 | HK$5.00M | +25.0% 1.1y · 23.0%/yr |
| 2016-09-26 | HK$4.00M | +109.4% 7.4y · 15.0%/yr |
| 2009-04-03 | HK$1.91M | +4.4% |
| 2007-09-19 | HK$1.83M | −21.8% |
| 1999-02-13 | HK$2.34M | — |