▼ 0.50% · 3.625%
HK$14,446
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,896
−HK$456/mo
Today · 4.125%
HK$15,352
baseline
▲ 0.50% · 4.625%
HK$16,287
+HK$935/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,704/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,072
−HK$868/mo
▼ 0.25% · 3.875%
HK$16,503
−HK$437/mo
Today · 4.125%
HK$16,940
baseline
▲ 0.50% · 4.625%
HK$17,833
+HK$893/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,880/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,891
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,385
−HK$503/mo
Today · 4.125%
HK$16,888
baseline
▲ 0.50% · 4.625%
HK$17,915
+HK$1,027/mo
Deposit HK$2.85M · loan HK$3.48M · min. income ≈ HK$33,776/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,679
−HK$955/mo
▼ 0.25% · 3.875%
HK$18,153
−HK$481/mo
Today · 4.125%
HK$18,634
baseline
▲ 0.50% · 4.625%
HK$19,616
+HK$982/mo
Deposit HK$2.85M · loan HK$3.48M · min. income ≈ HK$37,268/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,336
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,875
−HK$548/mo
Today · 4.125%
HK$18,423
baseline
▲ 0.50% · 4.625%
HK$19,544
+HK$1,121/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$36,846/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,286
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,803
−HK$525/mo
Today · 4.125%
HK$20,328
baseline
▲ 0.50% · 4.625%
HK$21,399
+HK$1,071/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$40,656/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,780
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,365
−HK$593/mo
Today · 4.125%
HK$19,958
baseline
▲ 0.50% · 4.625%
HK$21,173
+HK$1,215/mo
Deposit HK$2.22M · loan HK$4.12M · min. income ≈ HK$39,916/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,893
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,453
−HK$569/mo
Today · 4.125%
HK$22,022
baseline
▲ 0.50% · 4.625%
HK$23,183
+HK$1,161/mo
Deposit HK$2.22M · loan HK$4.12M · min. income ≈ HK$44,044/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,225
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,854
−HK$639/mo
Today · 4.125%
HK$21,493
baseline
▲ 0.50% · 4.625%
HK$22,801
+HK$1,308/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$42,986/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,500
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,104
−HK$612/mo
Today · 4.125%
HK$23,716
baseline
▲ 0.50% · 4.625%
HK$24,966
+HK$1,250/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$47,432/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,670
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,344
−HK$685/mo
Today · 4.125%
HK$23,029
baseline
▲ 0.50% · 4.625%
HK$24,430
+HK$1,401/mo
Deposit HK$1.58M · loan HK$4.75M · min. income ≈ HK$46,058/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,107
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,754
−HK$656/mo
Today · 4.125%
HK$25,410
baseline
▲ 0.50% · 4.625%
HK$26,749
+HK$1,339/mo
Deposit HK$1.58M · loan HK$4.75M · min. income ≈ HK$50,820/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,114
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,833
−HK$731/mo
Today · 4.125%
HK$24,564
baseline
▲ 0.50% · 4.625%
HK$26,058
+HK$1,494/mo
Deposit HK$1.27M · loan HK$5.07M · min. income ≈ HK$49,128/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,714
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,404
−HK$700/mo
Today · 4.125%
HK$27,104
baseline
▲ 0.50% · 4.625%
HK$28,532
+HK$1,428/mo
Deposit HK$1.27M · loan HK$5.07M · min. income ≈ HK$54,208/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,559
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,323
−HK$776/mo
Today · 4.125%
HK$26,099
baseline
▲ 0.50% · 4.625%
HK$27,687
+HK$1,588/mo
Deposit HK$950K · loan HK$5.39M · min. income ≈ HK$52,198/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,322
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,054
−HK$744/mo
Today · 4.125%
HK$28,798
baseline
▲ 0.50% · 4.625%
HK$30,316
+HK$1,518/mo
Deposit HK$950K · loan HK$5.39M · min. income ≈ HK$57,596/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,004
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,813
−HK$821/mo
Today · 4.125%
HK$27,634
baseline
▲ 0.50% · 4.625%
HK$29,316
+HK$1,682/mo
Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$55,268/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,929
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,705
−HK$787/mo
Today · 4.125%
HK$30,492
baseline
▲ 0.50% · 4.625%
HK$32,099
+HK$1,607/mo
Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$60,984/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$168,547 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).