▼ 0.50% · 3.625%
HK$19,666
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,278
−HK$622/mo
Today · 4.125%
HK$20,900
baseline
▲ 0.50% · 4.625%
HK$22,171
+HK$1,271/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,800/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,879
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,465
−HK$596/mo
Today · 4.125%
HK$23,061
baseline
▲ 0.50% · 4.625%
HK$24,276
+HK$1,215/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,122/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,633
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,306
−HK$684/mo
Today · 4.125%
HK$22,990
baseline
▲ 0.50% · 4.625%
HK$24,388
+HK$1,398/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,980/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,066
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,712
−HK$655/mo
Today · 4.125%
HK$25,367
baseline
▲ 0.50% · 4.625%
HK$26,704
+HK$1,337/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,734/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,600
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,334
−HK$745/mo
Today · 4.125%
HK$25,079
baseline
▲ 0.50% · 4.625%
HK$26,605
+HK$1,526/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,158/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,254
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,958
−HK$715/mo
Today · 4.125%
HK$27,673
baseline
▲ 0.50% · 4.625%
HK$29,131
+HK$1,458/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,346/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,566
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,361
−HK$808/mo
Today · 4.125%
HK$27,169
baseline
▲ 0.50% · 4.625%
HK$28,823
+HK$1,654/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,338/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,442
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,205
−HK$774/mo
Today · 4.125%
HK$29,979
baseline
▲ 0.50% · 4.625%
HK$31,559
+HK$1,580/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$59,958/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,533
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,389
−HK$870/mo
Today · 4.125%
HK$29,259
baseline
▲ 0.50% · 4.625%
HK$31,040
+HK$1,781/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,518/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,630
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,451
−HK$834/mo
Today · 4.125%
HK$32,285
baseline
▲ 0.50% · 4.625%
HK$33,987
+HK$1,702/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,570/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,499
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,417
−HK$932/mo
Today · 4.125%
HK$31,349
baseline
▲ 0.50% · 4.625%
HK$33,257
+HK$1,908/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,698/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,818
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,698
−HK$893/mo
Today · 4.125%
HK$34,591
baseline
▲ 0.50% · 4.625%
HK$36,414
+HK$1,823/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,182/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,466
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,445
−HK$994/mo
Today · 4.125%
HK$33,439
baseline
▲ 0.50% · 4.625%
HK$35,474
+HK$2,035/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$66,878/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,006
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,945
−HK$952/mo
Today · 4.125%
HK$36,897
baseline
▲ 0.50% · 4.625%
HK$38,842
+HK$1,945/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$73,794/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,433
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,473
−HK$1,056/mo
Today · 4.125%
HK$35,529
baseline
▲ 0.50% · 4.625%
HK$37,691
+HK$2,162/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,058/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,194
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,191
−HK$1,012/mo
Today · 4.125%
HK$39,203
baseline
▲ 0.50% · 4.625%
HK$41,269
+HK$2,066/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,406/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,399
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,500
−HK$1,119/mo
Today · 4.125%
HK$37,619
baseline
▲ 0.50% · 4.625%
HK$39,908
+HK$2,289/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$75,238/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,381
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,438
−HK$1,071/mo
Today · 4.125%
HK$41,509
baseline
▲ 0.50% · 4.625%
HK$43,697
+HK$2,188/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$83,018/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,738 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).