▼ 0.50% · 3.625%
HK$19,988
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,610
−HK$632/mo
Today · 4.125%
HK$21,242
baseline
▲ 0.50% · 4.625%
HK$22,534
+HK$1,292/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,484/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,237
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,833
−HK$605/mo
Today · 4.125%
HK$23,438
baseline
▲ 0.50% · 4.625%
HK$24,673
+HK$1,235/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,876/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,987
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,671
−HK$695/mo
Today · 4.125%
HK$23,366
baseline
▲ 0.50% · 4.625%
HK$24,788
+HK$1,422/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,732/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,460
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,116
−HK$666/mo
Today · 4.125%
HK$25,782
baseline
▲ 0.50% · 4.625%
HK$27,141
+HK$1,359/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,564/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,986
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,732
−HK$758/mo
Today · 4.125%
HK$25,490
baseline
▲ 0.50% · 4.625%
HK$27,041
+HK$1,551/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,980/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,684
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,400
−HK$726/mo
Today · 4.125%
HK$28,126
baseline
▲ 0.50% · 4.625%
HK$29,608
+HK$1,482/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,252/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,985
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,793
−HK$821/mo
Today · 4.125%
HK$27,614
baseline
▲ 0.50% · 4.625%
HK$29,294
+HK$1,680/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,228/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,908
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,683
−HK$786/mo
Today · 4.125%
HK$30,469
baseline
▲ 0.50% · 4.625%
HK$32,076
+HK$1,607/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,938/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,983
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,854
−HK$884/mo
Today · 4.125%
HK$29,738
baseline
▲ 0.50% · 4.625%
HK$31,548
+HK$1,810/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,476/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,131
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,966
−HK$847/mo
Today · 4.125%
HK$32,813
baseline
▲ 0.50% · 4.625%
HK$34,543
+HK$1,730/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,626/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,982
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,915
−HK$947/mo
Today · 4.125%
HK$31,862
baseline
▲ 0.50% · 4.625%
HK$33,801
+HK$1,939/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,724/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,355
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,250
−HK$907/mo
Today · 4.125%
HK$35,157
baseline
▲ 0.50% · 4.625%
HK$37,010
+HK$1,853/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,314/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,981
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,976
−HK$1,011/mo
Today · 4.125%
HK$33,987
baseline
▲ 0.50% · 4.625%
HK$36,055
+HK$2,068/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,974/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,579
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,533
−HK$968/mo
Today · 4.125%
HK$37,501
baseline
▲ 0.50% · 4.625%
HK$39,478
+HK$1,977/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$75,002/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,980
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,037
−HK$1,074/mo
Today · 4.125%
HK$36,111
baseline
▲ 0.50% · 4.625%
HK$38,308
+HK$2,197/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$72,222/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,802
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,816
−HK$1,029/mo
Today · 4.125%
HK$39,845
baseline
▲ 0.50% · 4.625%
HK$41,945
+HK$2,100/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$79,690/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,979
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,098
−HK$1,137/mo
Today · 4.125%
HK$38,235
baseline
▲ 0.50% · 4.625%
HK$40,561
+HK$2,326/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$76,470/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,026
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,099
−HK$1,089/mo
Today · 4.125%
HK$42,188
baseline
▲ 0.50% · 4.625%
HK$44,412
+HK$2,224/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$84,376/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,973 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).