▼ 0.50% · 3.625%
HK$20,204
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,832
−HK$639/mo
Today · 4.125%
HK$21,471
baseline
▲ 0.50% · 4.625%
HK$22,777
+HK$1,306/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,942/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,476
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,079
−HK$612/mo
Today · 4.125%
HK$23,691
baseline
▲ 0.50% · 4.625%
HK$24,939
+HK$1,248/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,382/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,224
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,915
−HK$703/mo
Today · 4.125%
HK$23,618
baseline
▲ 0.50% · 4.625%
HK$25,055
+HK$1,437/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,236/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,724
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,387
−HK$673/mo
Today · 4.125%
HK$26,060
baseline
▲ 0.50% · 4.625%
HK$27,433
+HK$1,373/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,120/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,244
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$24,998
−HK$767/mo
Today · 4.125%
HK$25,765
baseline
▲ 0.50% · 4.625%
HK$27,332
+HK$1,567/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$51,530/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,972
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,695
−HK$734/mo
Today · 4.125%
HK$28,429
baseline
▲ 0.50% · 4.625%
HK$29,927
+HK$1,498/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$56,858/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,265
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,082
−HK$830/mo
Today · 4.125%
HK$27,912
baseline
▲ 0.50% · 4.625%
HK$29,610
+HK$1,698/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,824/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,219
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,003
−HK$795/mo
Today · 4.125%
HK$30,798
baseline
▲ 0.50% · 4.625%
HK$32,421
+HK$1,623/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,596/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,285
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,165
−HK$894/mo
Today · 4.125%
HK$30,059
baseline
▲ 0.50% · 4.625%
HK$31,888
+HK$1,829/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,118/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,467
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,311
−HK$856/mo
Today · 4.125%
HK$33,167
baseline
▲ 0.50% · 4.625%
HK$34,915
+HK$1,748/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,334/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,305
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,248
−HK$958/mo
Today · 4.125%
HK$32,206
baseline
▲ 0.50% · 4.625%
HK$34,165
+HK$1,959/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,412/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,714
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,619
−HK$917/mo
Today · 4.125%
HK$35,536
baseline
▲ 0.50% · 4.625%
HK$37,409
+HK$1,873/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,072/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,326
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,331
−HK$1,022/mo
Today · 4.125%
HK$34,353
baseline
▲ 0.50% · 4.625%
HK$36,443
+HK$2,090/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,706/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,962
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,926
−HK$979/mo
Today · 4.125%
HK$37,905
baseline
▲ 0.50% · 4.625%
HK$39,903
+HK$1,998/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,810/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,346
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,414
−HK$1,086/mo
Today · 4.125%
HK$36,500
baseline
▲ 0.50% · 4.625%
HK$38,721
+HK$2,221/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$73,000/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,210
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,234
−HK$1,040/mo
Today · 4.125%
HK$40,274
baseline
▲ 0.50% · 4.625%
HK$42,397
+HK$2,123/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,548/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,366
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,498
−HK$1,149/mo
Today · 4.125%
HK$38,647
baseline
▲ 0.50% · 4.625%
HK$40,998
+HK$2,351/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$77,294/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,457
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,542
−HK$1,101/mo
Today · 4.125%
HK$42,643
baseline
▲ 0.50% · 4.625%
HK$44,891
+HK$2,248/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$85,286/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,807 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).