▼ 0.50% · 3.625%
HK$19,609
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,219
−HK$619/mo
Today · 4.125%
HK$20,838
baseline
▲ 0.50% · 4.625%
HK$22,106
+HK$1,268/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,676/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,815
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,400
−HK$593/mo
Today · 4.125%
HK$22,993
baseline
▲ 0.50% · 4.625%
HK$24,205
+HK$1,212/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,986/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,570
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,241
−HK$681/mo
Today · 4.125%
HK$22,922
baseline
▲ 0.50% · 4.625%
HK$24,317
+HK$1,395/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,844/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,996
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,640
−HK$653/mo
Today · 4.125%
HK$25,293
baseline
▲ 0.50% · 4.625%
HK$26,626
+HK$1,333/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,586/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,531
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,263
−HK$743/mo
Today · 4.125%
HK$25,006
baseline
▲ 0.50% · 4.625%
HK$26,528
+HK$1,522/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,012/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,178
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,880
−HK$712/mo
Today · 4.125%
HK$27,592
baseline
▲ 0.50% · 4.625%
HK$29,046
+HK$1,454/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,184/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,491
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,284
−HK$806/mo
Today · 4.125%
HK$27,090
baseline
▲ 0.50% · 4.625%
HK$28,738
+HK$1,648/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,180/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,359
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,120
−HK$771/mo
Today · 4.125%
HK$29,891
baseline
▲ 0.50% · 4.625%
HK$31,467
+HK$1,576/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,782/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,452
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,306
−HK$868/mo
Today · 4.125%
HK$29,174
baseline
▲ 0.50% · 4.625%
HK$30,949
+HK$1,775/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,348/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,540
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,360
−HK$830/mo
Today · 4.125%
HK$32,190
baseline
▲ 0.50% · 4.625%
HK$33,887
+HK$1,697/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,380/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,413
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,328
−HK$930/mo
Today · 4.125%
HK$31,258
baseline
▲ 0.50% · 4.625%
HK$33,160
+HK$1,902/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,516/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,722
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,600
−HK$890/mo
Today · 4.125%
HK$34,490
baseline
▲ 0.50% · 4.625%
HK$36,308
+HK$1,818/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$68,980/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,374
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,350
−HK$992/mo
Today · 4.125%
HK$33,342
baseline
▲ 0.50% · 4.625%
HK$35,370
+HK$2,028/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,684/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,903
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,840
−HK$949/mo
Today · 4.125%
HK$36,789
baseline
▲ 0.50% · 4.625%
HK$38,728
+HK$1,939/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,578/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,335
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,372
−HK$1,053/mo
Today · 4.125%
HK$35,425
baseline
▲ 0.50% · 4.625%
HK$37,581
+HK$2,156/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,850/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,085
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,079
−HK$1,009/mo
Today · 4.125%
HK$39,088
baseline
▲ 0.50% · 4.625%
HK$41,149
+HK$2,061/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,176/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,296
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,394
−HK$1,115/mo
Today · 4.125%
HK$37,509
baseline
▲ 0.50% · 4.625%
HK$39,792
+HK$2,283/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$75,018/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,266
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,319
−HK$1,069/mo
Today · 4.125%
HK$41,388
baseline
▲ 0.50% · 4.625%
HK$43,569
+HK$2,181/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,776/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,982 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).