▼ 0.50% · 3.625%
HK$20,193
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,821
−HK$638/mo
Today · 4.125%
HK$21,459
baseline
▲ 0.50% · 4.625%
HK$22,765
+HK$1,306/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,918/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,465
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,067
−HK$611/mo
Today · 4.125%
HK$23,678
baseline
▲ 0.50% · 4.625%
HK$24,927
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,356/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,212
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,903
−HK$702/mo
Today · 4.125%
HK$23,605
baseline
▲ 0.50% · 4.625%
HK$25,042
+HK$1,437/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,210/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,711
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,374
−HK$672/mo
Today · 4.125%
HK$26,046
baseline
▲ 0.50% · 4.625%
HK$27,419
+HK$1,373/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,092/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,232
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,986
−HK$765/mo
Today · 4.125%
HK$25,751
baseline
▲ 0.50% · 4.625%
HK$27,318
+HK$1,567/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,502/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,958
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,681
−HK$733/mo
Today · 4.125%
HK$28,414
baseline
▲ 0.50% · 4.625%
HK$29,912
+HK$1,498/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,828/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,251
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,068
−HK$829/mo
Today · 4.125%
HK$27,897
baseline
▲ 0.50% · 4.625%
HK$29,595
+HK$1,698/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,794/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,204
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,987
−HK$795/mo
Today · 4.125%
HK$30,782
baseline
▲ 0.50% · 4.625%
HK$32,404
+HK$1,622/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,564/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,270
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,150
−HK$893/mo
Today · 4.125%
HK$30,043
baseline
▲ 0.50% · 4.625%
HK$31,871
+HK$1,828/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,086/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,451
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,294
−HK$856/mo
Today · 4.125%
HK$33,150
baseline
▲ 0.50% · 4.625%
HK$34,897
+HK$1,747/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,300/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,290
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,232
−HK$957/mo
Today · 4.125%
HK$32,189
baseline
▲ 0.50% · 4.625%
HK$34,148
+HK$1,959/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,378/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,697
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,601
−HK$917/mo
Today · 4.125%
HK$35,518
baseline
▲ 0.50% · 4.625%
HK$37,390
+HK$1,872/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$71,036/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,309
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,314
−HK$1,021/mo
Today · 4.125%
HK$34,335
baseline
▲ 0.50% · 4.625%
HK$36,424
+HK$2,089/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,670/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,944
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,907
−HK$978/mo
Today · 4.125%
HK$37,885
baseline
▲ 0.50% · 4.625%
HK$39,882
+HK$1,997/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,770/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,328
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,396
−HK$1,085/mo
Today · 4.125%
HK$36,481
baseline
▲ 0.50% · 4.625%
HK$38,701
+HK$2,220/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$72,962/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,190
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,214
−HK$1,039/mo
Today · 4.125%
HK$40,253
baseline
▲ 0.50% · 4.625%
HK$42,375
+HK$2,122/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,506/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,348
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,478
−HK$1,149/mo
Today · 4.125%
HK$38,627
baseline
▲ 0.50% · 4.625%
HK$40,977
+HK$2,350/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$77,254/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,436
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,521
−HK$1,100/mo
Today · 4.125%
HK$42,621
baseline
▲ 0.50% · 4.625%
HK$44,868
+HK$2,247/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$85,242/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,670 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).