▼ 0.50% · 3.625%
HK$18,389
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,962
−HK$581/mo
Today · 4.125%
HK$19,543
baseline
▲ 0.50% · 4.625%
HK$20,732
+HK$1,189/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,086/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,458
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,007
−HK$556/mo
Today · 4.125%
HK$21,563
baseline
▲ 0.50% · 4.625%
HK$22,700
+HK$1,137/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,126/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,228
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,858
−HK$639/mo
Today · 4.125%
HK$21,497
baseline
▲ 0.50% · 4.625%
HK$22,805
+HK$1,308/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$42,994/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,504
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,107
−HK$613/mo
Today · 4.125%
HK$23,720
baseline
▲ 0.50% · 4.625%
HK$24,970
+HK$1,250/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,440/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,067
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,754
−HK$697/mo
Today · 4.125%
HK$23,451
baseline
▲ 0.50% · 4.625%
HK$24,878
+HK$1,427/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,902/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,550
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,208
−HK$668/mo
Today · 4.125%
HK$25,876
baseline
▲ 0.50% · 4.625%
HK$27,240
+HK$1,364/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,752/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,906
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,650
−HK$755/mo
Today · 4.125%
HK$25,405
baseline
▲ 0.50% · 4.625%
HK$26,951
+HK$1,546/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,810/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,596
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,309
−HK$723/mo
Today · 4.125%
HK$28,032
baseline
▲ 0.50% · 4.625%
HK$29,510
+HK$1,478/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,064/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,745
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,546
−HK$814/mo
Today · 4.125%
HK$27,360
baseline
▲ 0.50% · 4.625%
HK$29,025
+HK$1,665/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,720/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,641
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,410
−HK$779/mo
Today · 4.125%
HK$30,189
baseline
▲ 0.50% · 4.625%
HK$31,780
+HK$1,591/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,378/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,584
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,442
−HK$872/mo
Today · 4.125%
HK$29,314
baseline
▲ 0.50% · 4.625%
HK$31,098
+HK$1,784/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,628/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,687
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,510
−HK$835/mo
Today · 4.125%
HK$32,345
baseline
▲ 0.50% · 4.625%
HK$34,050
+HK$1,705/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,690/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,423
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,338
−HK$930/mo
Today · 4.125%
HK$31,268
baseline
▲ 0.50% · 4.625%
HK$33,171
+HK$1,903/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$62,536/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,733
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,611
−HK$890/mo
Today · 4.125%
HK$34,501
baseline
▲ 0.50% · 4.625%
HK$36,320
+HK$1,819/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$69,002/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,262
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,235
−HK$988/mo
Today · 4.125%
HK$33,223
baseline
▲ 0.50% · 4.625%
HK$35,244
+HK$2,021/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$66,446/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,779
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,712
−HK$946/mo
Today · 4.125%
HK$36,658
baseline
▲ 0.50% · 4.625%
HK$38,590
+HK$1,932/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$73,316/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,101
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,131
−HK$1,046/mo
Today · 4.125%
HK$35,177
baseline
▲ 0.50% · 4.625%
HK$37,317
+HK$2,140/mo
Deposit HK$806K · loan HK$7.26M · min. income ≈ HK$70,354/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,825
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,812
−HK$1,002/mo
Today · 4.125%
HK$38,814
baseline
▲ 0.50% · 4.625%
HK$40,860
+HK$2,046/mo
Deposit HK$806K · loan HK$7.26M · min. income ≈ HK$77,628/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,940 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).