▼ 0.50% · 3.625%
HK$19,173
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,769
−HK$606/mo
Today · 4.125%
HK$20,375
baseline
▲ 0.50% · 4.625%
HK$21,615
+HK$1,240/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,750/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,330
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,902
−HK$580/mo
Today · 4.125%
HK$22,482
baseline
▲ 0.50% · 4.625%
HK$23,667
+HK$1,185/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,964/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,090
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,746
−HK$667/mo
Today · 4.125%
HK$22,413
baseline
▲ 0.50% · 4.625%
HK$23,777
+HK$1,364/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,826/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,463
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,092
−HK$638/mo
Today · 4.125%
HK$24,730
baseline
▲ 0.50% · 4.625%
HK$26,034
+HK$1,304/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,460/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,008
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,723
−HK$727/mo
Today · 4.125%
HK$24,450
baseline
▲ 0.50% · 4.625%
HK$25,938
+HK$1,488/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,900/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,596
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,282
−HK$697/mo
Today · 4.125%
HK$26,979
baseline
▲ 0.50% · 4.625%
HK$28,401
+HK$1,422/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,958/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,925
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,700
−HK$788/mo
Today · 4.125%
HK$26,488
baseline
▲ 0.50% · 4.625%
HK$28,100
+HK$1,612/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$52,976/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,729
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,472
−HK$755/mo
Today · 4.125%
HK$29,227
baseline
▲ 0.50% · 4.625%
HK$30,767
+HK$1,540/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$58,454/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,842
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,677
−HK$849/mo
Today · 4.125%
HK$28,526
baseline
▲ 0.50% · 4.625%
HK$30,261
+HK$1,735/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,052/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,862
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,663
−HK$812/mo
Today · 4.125%
HK$31,475
baseline
▲ 0.50% · 4.625%
HK$33,134
+HK$1,659/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,950/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,760
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,654
−HK$909/mo
Today · 4.125%
HK$30,563
baseline
▲ 0.50% · 4.625%
HK$32,423
+HK$1,860/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,126/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,995
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,853
−HK$870/mo
Today · 4.125%
HK$33,723
baseline
▲ 0.50% · 4.625%
HK$35,501
+HK$1,778/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,446/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,677
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,631
−HK$970/mo
Today · 4.125%
HK$32,601
baseline
▲ 0.50% · 4.625%
HK$34,584
+HK$1,983/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,202/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,128
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,043
−HK$929/mo
Today · 4.125%
HK$35,972
baseline
▲ 0.50% · 4.625%
HK$37,868
+HK$1,896/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,944/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,594
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,608
−HK$1,030/mo
Today · 4.125%
HK$34,638
baseline
▲ 0.50% · 4.625%
HK$36,746
+HK$2,108/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,276/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,261
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,233
−HK$987/mo
Today · 4.125%
HK$38,220
baseline
▲ 0.50% · 4.625%
HK$40,234
+HK$2,014/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,440/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,512
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,585
−HK$1,091/mo
Today · 4.125%
HK$36,676
baseline
▲ 0.50% · 4.625%
HK$38,907
+HK$2,231/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,352/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,394
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,423
−HK$1,045/mo
Today · 4.125%
HK$40,468
baseline
▲ 0.50% · 4.625%
HK$42,601
+HK$2,133/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,936/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,249 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).