▼ 0.50% · 3.625%
HK$19,676
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,288
−HK$622/mo
Today · 4.125%
HK$20,910
baseline
▲ 0.50% · 4.625%
HK$22,182
+HK$1,272/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,820/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,890
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,477
−HK$595/mo
Today · 4.125%
HK$23,072
baseline
▲ 0.50% · 4.625%
HK$24,288
+HK$1,216/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,144/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,644
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,317
−HK$684/mo
Today · 4.125%
HK$23,001
baseline
▲ 0.50% · 4.625%
HK$24,401
+HK$1,400/mo
Deposit HK$3.88M · loan HK$4.75M · min. income ≈ HK$46,002/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,079
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,724
−HK$655/mo
Today · 4.125%
HK$25,379
baseline
▲ 0.50% · 4.625%
HK$26,717
+HK$1,338/mo
Deposit HK$3.88M · loan HK$4.75M · min. income ≈ HK$50,758/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,612
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,346
−HK$746/mo
Today · 4.125%
HK$25,092
baseline
▲ 0.50% · 4.625%
HK$26,619
+HK$1,527/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,184/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,268
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,972
−HK$715/mo
Today · 4.125%
HK$27,687
baseline
▲ 0.50% · 4.625%
HK$29,146
+HK$1,459/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,374/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,579
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,375
−HK$808/mo
Today · 4.125%
HK$27,183
baseline
▲ 0.50% · 4.625%
HK$28,837
+HK$1,654/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,366/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,457
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,220
−HK$774/mo
Today · 4.125%
HK$29,994
baseline
▲ 0.50% · 4.625%
HK$31,575
+HK$1,581/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$59,988/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,547
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,404
−HK$870/mo
Today · 4.125%
HK$29,274
baseline
▲ 0.50% · 4.625%
HK$31,055
+HK$1,781/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,548/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,645
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,467
−HK$834/mo
Today · 4.125%
HK$32,301
baseline
▲ 0.50% · 4.625%
HK$34,004
+HK$1,703/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,602/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,514
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,432
−HK$933/mo
Today · 4.125%
HK$31,365
baseline
▲ 0.50% · 4.625%
HK$33,274
+HK$1,909/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,730/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,834
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,715
−HK$893/mo
Today · 4.125%
HK$34,608
baseline
▲ 0.50% · 4.625%
HK$36,433
+HK$1,825/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,216/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,482
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,461
−HK$995/mo
Today · 4.125%
HK$33,456
baseline
▲ 0.50% · 4.625%
HK$35,492
+HK$2,036/mo
Deposit HK$1.73M · loan HK$6.90M · min. income ≈ HK$66,912/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,023
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,963
−HK$953/mo
Today · 4.125%
HK$36,916
baseline
▲ 0.50% · 4.625%
HK$38,862
+HK$1,946/mo
Deposit HK$1.73M · loan HK$6.90M · min. income ≈ HK$73,832/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,450
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,490
−HK$1,057/mo
Today · 4.125%
HK$35,547
baseline
▲ 0.50% · 4.625%
HK$37,710
+HK$2,163/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,094/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,212
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,210
−HK$1,013/mo
Today · 4.125%
HK$39,223
baseline
▲ 0.50% · 4.625%
HK$41,290
+HK$2,067/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,446/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,417
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,519
−HK$1,119/mo
Today · 4.125%
HK$37,638
baseline
▲ 0.50% · 4.625%
HK$39,928
+HK$2,290/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$75,276/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,401
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,458
−HK$1,072/mo
Today · 4.125%
HK$41,530
baseline
▲ 0.50% · 4.625%
HK$43,719
+HK$2,189/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$83,060/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,870 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).