▼ 0.50% · 3.625%
HK$14,886
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,349
−HK$471/mo
Today · 4.125%
HK$15,820
baseline
▲ 0.50% · 4.625%
HK$16,782
+HK$962/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,640/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,561
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,005
−HK$451/mo
Today · 4.125%
HK$17,456
baseline
▲ 0.50% · 4.625%
HK$18,376
+HK$920/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,912/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,375
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,884
−HK$518/mo
Today · 4.125%
HK$17,402
baseline
▲ 0.50% · 4.625%
HK$18,461
+HK$1,059/mo
Deposit HK$2.94M · loan HK$3.59M · min. income ≈ HK$34,804/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,217
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,706
−HK$495/mo
Today · 4.125%
HK$19,201
baseline
▲ 0.50% · 4.625%
HK$20,213
+HK$1,012/mo
Deposit HK$2.94M · loan HK$3.59M · min. income ≈ HK$38,402/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,864
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,419
−HK$565/mo
Today · 4.125%
HK$18,984
baseline
▲ 0.50% · 4.625%
HK$20,139
+HK$1,155/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$37,968/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,873
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,406
−HK$541/mo
Today · 4.125%
HK$20,947
baseline
▲ 0.50% · 4.625%
HK$22,051
+HK$1,104/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$41,894/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,352
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,954
−HK$612/mo
Today · 4.125%
HK$20,566
baseline
▲ 0.50% · 4.625%
HK$21,817
+HK$1,251/mo
Deposit HK$2.28M · loan HK$4.24M · min. income ≈ HK$41,132/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,529
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,107
−HK$585/mo
Today · 4.125%
HK$22,692
baseline
▲ 0.50% · 4.625%
HK$23,889
+HK$1,197/mo
Deposit HK$2.28M · loan HK$4.24M · min. income ≈ HK$45,384/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,841
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,489
−HK$659/mo
Today · 4.125%
HK$22,148
baseline
▲ 0.50% · 4.625%
HK$23,495
+HK$1,347/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$44,296/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,185
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,807
−HK$631/mo
Today · 4.125%
HK$24,438
baseline
▲ 0.50% · 4.625%
HK$25,726
+HK$1,288/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$48,876/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,330
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,024
−HK$706/mo
Today · 4.125%
HK$23,730
baseline
▲ 0.50% · 4.625%
HK$25,174
+HK$1,444/mo
Deposit HK$1.63M · loan HK$4.90M · min. income ≈ HK$47,460/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,841
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,508
−HK$675/mo
Today · 4.125%
HK$26,183
baseline
▲ 0.50% · 4.625%
HK$27,564
+HK$1,381/mo
Deposit HK$1.63M · loan HK$4.90M · min. income ≈ HK$52,366/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,818
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,559
−HK$753/mo
Today · 4.125%
HK$25,312
baseline
▲ 0.50% · 4.625%
HK$26,852
+HK$1,540/mo
Deposit HK$1.31M · loan HK$5.22M · min. income ≈ HK$50,624/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,497
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,208
−HK$721/mo
Today · 4.125%
HK$27,929
baseline
▲ 0.50% · 4.625%
HK$29,401
+HK$1,472/mo
Deposit HK$1.31M · loan HK$5.22M · min. income ≈ HK$55,858/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,307
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,094
−HK$800/mo
Today · 4.125%
HK$26,894
baseline
▲ 0.50% · 4.625%
HK$28,530
+HK$1,636/mo
Deposit HK$979K · loan HK$5.55M · min. income ≈ HK$53,788/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,154
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,909
−HK$766/mo
Today · 4.125%
HK$29,675
baseline
▲ 0.50% · 4.625%
HK$31,239
+HK$1,564/mo
Deposit HK$979K · loan HK$5.55M · min. income ≈ HK$59,350/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,795
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,629
−HK$847/mo
Today · 4.125%
HK$28,476
baseline
▲ 0.50% · 4.625%
HK$30,208
+HK$1,732/mo
Deposit HK$653K · loan HK$5.88M · min. income ≈ HK$56,952/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,810
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,609
−HK$811/mo
Today · 4.125%
HK$31,420
baseline
▲ 0.50% · 4.625%
HK$33,076
+HK$1,656/mo
Deposit HK$653K · loan HK$5.88M · min. income ≈ HK$62,840/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$187,838 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).