▼ 0.50% · 3.625%
HK$19,914
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,533
−HK$629/mo
Today · 4.125%
HK$21,162
baseline
▲ 0.50% · 4.625%
HK$22,450
+HK$1,288/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,324/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,154
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,748
−HK$603/mo
Today · 4.125%
HK$23,351
baseline
▲ 0.50% · 4.625%
HK$24,581
+HK$1,230/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,702/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,905
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,586
−HK$693/mo
Today · 4.125%
HK$23,279
baseline
▲ 0.50% · 4.625%
HK$24,695
+HK$1,416/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,558/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,369
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,023
−HK$663/mo
Today · 4.125%
HK$25,686
baseline
▲ 0.50% · 4.625%
HK$27,040
+HK$1,354/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,372/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,896
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,640
−HK$755/mo
Today · 4.125%
HK$25,395
baseline
▲ 0.50% · 4.625%
HK$26,940
+HK$1,545/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,790/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,584
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,297
−HK$724/mo
Today · 4.125%
HK$28,021
baseline
▲ 0.50% · 4.625%
HK$29,498
+HK$1,477/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,042/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,888
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,693
−HK$818/mo
Today · 4.125%
HK$27,511
baseline
▲ 0.50% · 4.625%
HK$29,185
+HK$1,674/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,022/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,800
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,572
−HK$784/mo
Today · 4.125%
HK$30,356
baseline
▲ 0.50% · 4.625%
HK$31,956
+HK$1,600/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,712/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,879
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,746
−HK$881/mo
Today · 4.125%
HK$29,627
baseline
▲ 0.50% · 4.625%
HK$31,430
+HK$1,803/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,254/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,015
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,847
−HK$844/mo
Today · 4.125%
HK$32,691
baseline
▲ 0.50% · 4.625%
HK$34,414
+HK$1,723/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,382/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,870
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,800
−HK$944/mo
Today · 4.125%
HK$31,744
baseline
▲ 0.50% · 4.625%
HK$33,675
+HK$1,931/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,488/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,231
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,122
−HK$904/mo
Today · 4.125%
HK$35,026
baseline
▲ 0.50% · 4.625%
HK$36,872
+HK$1,846/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,052/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,862
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,853
−HK$1,007/mo
Today · 4.125%
HK$33,860
baseline
▲ 0.50% · 4.625%
HK$35,920
+HK$2,060/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,720/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,446
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,397
−HK$964/mo
Today · 4.125%
HK$37,361
baseline
▲ 0.50% · 4.625%
HK$39,330
+HK$1,969/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,722/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,853
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,906
−HK$1,070/mo
Today · 4.125%
HK$35,976
baseline
▲ 0.50% · 4.625%
HK$38,165
+HK$2,189/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,952/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,661
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,671
−HK$1,025/mo
Today · 4.125%
HK$39,696
baseline
▲ 0.50% · 4.625%
HK$41,788
+HK$2,092/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,392/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,845
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,959
−HK$1,133/mo
Today · 4.125%
HK$38,092
baseline
▲ 0.50% · 4.625%
HK$40,410
+HK$2,318/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$76,184/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,877
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,946
−HK$1,085/mo
Today · 4.125%
HK$42,031
baseline
▲ 0.50% · 4.625%
HK$44,247
+HK$2,216/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$84,062/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$261,992 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).